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When Good Intentions Go Bad

Human error is an inevitable part of doing business. Even the most thorough and conscientious employee will suffer from distraction or a momentary lapse in judgment. Such errors, intentional or not, cost valuable time and resources to correct, may alienate customers, and may hurt the trust teammates have in each other. A policy of dealing proactively with mistakes must permeate your organization. The ideal scenario is that a mistake be reported to a person who has the power to correct the issue before too much damage is done. This proactive attitude may include

Wheelin’ In the Wild West!

Colorado is full of opportunities to take a vehicle off-road. Once a Jeep owner proudly proclaimed that if he couldn’t make it up a snow-packed road, no one could. In the next few moments, my family and I zipped by in our Subaru Forester equipped only with studded snow tires. I grew up in Pittsfield, Mass and pride myself on being a great driver, not necessarily a “wheeler.”

Attract and Retain Staff without Breaking the Bank

A strong employee benefits package is a powerful tool for attracting and retaining the best workers. In a 2011 Harvard Business review survey of human resource leaders, 60 percent said an attractive benefits package is “very important” in recruiting and retaining quality employees, as opposed to 38 percent who said a high base salary is very important. Benefits play an integral role in employee satisfaction. A recent survey by Met Life found that roughly 49 percent

Health-Care Law’s ‘Wellness’ visit might not be free

As a cost conscious health-care consumer, some caution is called for, on your part, where those seemingly “free” annual checkups or well-child visits are concerned. A young mother recently learned this lesson the hard way and shared her story with us. This mother took her 10-year-old twins to their pediatrician’s office in January for their annual wellness checkups. A few weeks later, when she

Employer Mandate Delayed Again

The Obama administration delayed the implementation of the so-called employer mandate by a year, initially pushing the requirements off until 2015, past the midterm elections. However, in what is seemingly a concession to business, Treasury Department officials announced on Monday, February 10th that the administration would not enforce the rules across the board next year.

The Need for Disability Insurance

Disability Insurance, often called “DI” or “disability income” insurance, is a form of insurance that insures the beneficiary's earned income against the risk that a disability may impede a person’s ability to complete the core functions of his or her work. For example, the inability to focus or maintain composure due to psychological disorders or an injury, illness or condition that causes physical impairment or incapacity to work. Benefits

Review Your Property Coverage

About half of all US citizens, especially homeowners who have been in their home for more than 4 years, are under-insured by as much as half of the correct amount. Many do not know what their coverages are, and some can not even find their policies. The final responsibility of appropriate coverage is legally on you, the home-owner (or tenant). Your insurance policy probably includes a penalty for being under-insured. If you are not insured correctly, the aforementioned penalty can be

Wellness Programs

Wellness programs are being implemented in large and small companies across the country, and the results are positively impacting the bottom line. “Research is showing that it’s more cost-effective to invest in preventive health practices, such as screenings, immunizations, health risk appraisals, behavioral coaching, and health awareness/education, rather than spending resources exclusively on the small minority of employees/dependents

SHOP Delay

The delay applies to the federal-run SHOP exchanges in almost three dozen states. With a few exceptions, SHOPs in states running their own exchanges have had a smoother rollout.