Author Archives: James Dick, CPCU, AAI

James Dick, CPCU, AAI

About James Dick, CPCU, AAI

Sales Manager
Schenectady, NY

(877) MERRIAM x 219
(877) 637-7426 x 219

Protecting Your Pastors

Unexpected incidents happen every day. What if your pastor is injured falling down stairs or lifting a box? What if he gets into a car accident while driving to visit a sick church member? What happens when your children’s pastor becomes seriously ill and cannot organize Sunday School or youth...

Service Line Coverage: What You Need to Know

It is common for homeowners to forget that the water that flows through our homes and the wastewater that flows out spends time traveling through the area between the front of the house and the street. If those subterranean pipe systems happen to fail, the homeowner, not the utility, is...

What If My Inn Owns Valuable Antiques?

Many Inn owners decorate with various antiques, such as fine china, paintings, statues, tapestries, or other artwork. Some of these items can be very valuable, adding to both the resale value of the inn and the ambiance created for guests. A generic insurance policy does not do a good job...

Safely Handling Snow and Ice at Your Inn

While winter may be a beautiful time of year, it is not all about skating, sledding, and romantic walks in the park. Along with the many enjoyable recreational activities comes the potential for injury from exhaustion, dehydration, back injuries, slip and falls, or even heart attacks. It is advisable your...