Can Your Campground Function Without Electricity?

What would happen to your campground business if, through no fault of yours, no electricity was available? What if the power outage occurred during a holiday weekend? While some tent campers might be excited about the opportunity to be in unimproved nature, how would your RV guests feel about paying...

Can Your Inn Function Without Electricity?

What would happen to your inn business if, through no fault of your own, no electricity was available? What if the power outage happened during a holiday weekend or on a weekend when you had a wedding booked? 40,000 vacationers were recently forced off the Outer Banks, the popular North...

Equipment Breakdown Coverage for Your Home

The summer of 2016 was very busy for Nick and Brittany Desso—they were moving, buying a house, and getting married, almost all at the same time. They used the Merriam team to help them find the right home insurance. They appreciated the thoroughness of the Merriam team in asking questions...

Avoiding 5 Common Injuries

It is difficult to eliminate the possibility of all accidents, but a few moments of awareness education, along with diligent planning and follow-through will certainly reduce their likelihood! 1. Wet Floors: Whether from melting snow or ice, rain, or everyday spills, wet floors always pose a hazard. Have plenty of "wet floor" signs available. Make sure that every employee understands their responsibilities for ensuring that all surfaces are kept safe and dry.

Help from the Handyman: What you need to know

What happens if your KOA’s handyman causes an unnoticed water leak within your walls, causing the growth of a fungus? What if a camper bumps into his ladder and both are injured in the resulting fall? What if he turns out to be a terrible handyman and the roof you...

Liability of Serving Champagne

Do you include wine in romantic packages? What about welcome champagne? While these can greatly enhance the guests’ experience when done correctly, they can also provide a surprising liability issue for inns. For example, a guest consumes the glass of champagne and then has an automobile accident later that evening....