Author Archives: James Dick, CPCU, AAI

James Dick, CPCU, AAI

About James Dick, CPCU, AAI

Sales Manager
Schenectady, NY

Toll-Free:
(877) MERRIAM x 219
(877) 637-7426 x 219

Avoiding 5 Common Injuries

It is difficult to eliminate the possibility of all accidents, but a few moments of awareness education, along with diligent planning and follow-through will certainly reduce their likelihood! 1. Wet Floors: Whether from melting snow or ice, rain, or everyday spills, wet floors always pose a hazard. Have plenty of "wet floor" signs available. Make sure that every employee understands their responsibilities for ensuring that all surfaces are kept safe and dry.

Help from the Handyman: What you need to know

What happens if your KOA’s handyman causes an unnoticed water leak within your walls, causing the growth of a fungus? What if a camper bumps into his ladder and both are injured in the resulting fall? What if he turns out to be a terrible handyman and the roof you...

Liability of Serving Champagne

Do you include wine in romantic packages? What about welcome champagne? While these can greatly enhance the guests’ experience when done correctly, they can also provide a surprising liability issue for inns. For example, a guest consumes the glass of champagne and then has an automobile accident later that evening....

Driving Large Vehicles Safely

“Power lines, roof eaves, and small cars.” One executive director lost no time in describing what donation pick-up drivers need to watch out for. “How do you think I knew that?” he asked, “because they’ve all happened to me!” My observations confirm the executive director’s experience. One of the most frequent claims to come across my desk is a box truck or 15 passenger van hitting another vehicle or building. While the damage is often minor, the costs paid by the insurance company are generally

Tree Trimming: Why It’s So Important

Would you leave the floor of your store covered in debris or slick with oil? Of course not! All of us know intuitively that people walking through the store do not expect to encounter these hazards, and could easily injure themselves. How would you react if you walked into the...