Author Archives: James Dick, CPCU, AAI

James Dick, CPCU, AAI

About James Dick, CPCU, AAI

James is a licensed Property and Casualty broker working as Sales Manager for all of Merriam’s insurance programs. He and his wife love to travel and eat foods from around the world. James holds a BA in Classics from Washington and Lee University.

Sales Manager
Schenectady, NY

(877) MERRIAM x 219
(877) 637-7426 x 219

Want to use a drone for your next event?

What happens if the drone malfunctions mid-flight and damages overhead wires or a building? What if it injures a spectator while landing? What if someone alleges you invaded their privacy? All of these issues can potentially be protected by your insurance policy—but you need to ask permission. We’ve approached some...

Protecting your Work Camper while they are on the job

What happens if a Work Camper is seriously injured? Work Campers are wonderful people who are extremely integral to the operations of many parks. They provide valuable services without the cost of an employee. But what happens if a work camper is seriously injured? What if someone has their hand...

Careful on the stairs!

Handrails to Prevent Lawsuits Several of the inns we serve are beautiful historic mansions. Many times the custom-built architecture from the past does not include a key component of inn safety – handrails on all of the steps. While this may seem like a small item, in the minds of insurance...

“Bodily Injury Liability” on my Car Insurance…

I dare you to work the phrase “bodily injury” into normal conversation. Fortunately, the concept is quite straightforward, even if it does have an uncomfortable ring to it. “Bodily Injury” appears on a car insurance policy in the phrase, “Liability for Bodily Injury – Per Person and Per Accident.” In insurance, “bodily injury”...