Autumn is Right around the Corner

Like many of us, I love autumn. The crisp apples in early September remind us that the leaves will soon be changing. Along with the beauty of the season, we should take the time to ensure that the spaces in which we live, work and play are a safe environment,...

Pruning!

I love pruning trees & shrubs. Once I get started, I’ll keep going until my blisters have blisters, leaving my hands sore and tired for days. Regardless, the satisfaction of whipping nature into submission is inexplicable. My first real pruning efforts were not appreciated. I pruned the top 10 feet...

Broker vs. Computer

I am seeing more articles about the rise of the machines in the insurance industry. Every year, someone is introducing the technology that will replace insurance agents. After I am often asked, “what do you provide that a computer (or competitor) does not?” When the personal computer came out, many...

How to Get Your Experience Mod Worksheet

Your Experience Modification Worksheet provides critical calculation info for underwriters. The worksheet allows them to get a quick glance at the riskiness of your organization. NCCI (the National Council on Compensation Insurance) manages the Workers Compensation details in most states. A few states (see map) operate their own independent bureau....