Author Archives: Shannon McMeel

Shannon McMeel

About Shannon McMeel

Shannon has been promoted to Benefits Department Manager. She has been with the Agency since 2013, focusing on TPA benefits and administration. She oversees a department that provides Health, Dental, Vision, STD, LTD, DI, Life and PFL benefits to commercial clients, as well as TPA and FSA programs.

Group Benefits Department Manager
Schenectady, NY

Toll-Free:
(877) MERRIAM x 203
(877) 637-7426 x 203

Health Insurance Renewal Season

Health insurance renewal season is upon us once again. Every year in recent memory there has been an increase of premium which can be scary and frustrating. The Merriam Agency can ease the frustration of determining which health plan will bring the best overall value to your company and your...

Same-Sex Marriages, Domestic Partnerships, and COBRA

June marked the anniversaries of two noteworthy United States Supreme Court decisions concerning same-sex American couples. On June 26, 2013, the Supreme Court held in United States v. Windsor that Section 3 of the Defense of Marriage Act—which provided that only opposite-sex individuals could be recognized as married “spouses” for...

New Benefit Services Available

The Merriam Agency now offers Third Party Administrator (TPA) services including Flexible Spending Accounts, Health Reimbursement Arrangements, and Health Savings Accounts. These are IRS regulated plans that allow an employee, or employer, to set aside a certain amount of pre-tax money to pay for insurance premiums, out of pocket medical...

Benefit Advisors — Educating Employers and Employees

There is a need to help employers and employees understand the changing landscape of benefits and the way in which they are funded. An increase in the offering of consumer-driven health care products has not translated into increased understanding on the part of consumers, thus exposing a greater need for educational tools and assistance from benefits professionals. The role of educating employers and employees lies with the benefits adviser.

Brokers are Best ACA Exchange Resource

in their quest for answers, these people also supplemented their research with other outlets, including brokers and advisers who scored high in customer satisfaction. New data from The Urban Institute’s Health Policy Center, released Monday, found that half of adults who obtained information on marketplaces only used a website. While information on those sites was considered helpful by two-thirds of users, the sites were found to not be as helpful as other information sources.

Exchanges Mean Less Choice & Higher Prices

It is becoming clear that Health Care reform is not what the American people were promised. A new study released on March 3, 2014, written by Senior Fellow David Hogberg, Ph.D. of the National Center for Public Policy Research, states that exchanges have reduced the choices and increased the price of insurance policies when compared to what existed in the 2013 market. Healthcare reform supporters, including