Commercial Insurance

Church Security: What Are You Doing to Protect Your Congregation?

Imagine the following scenario:  It is Sunday morning, and 15-minutes after your service begins, a deranged, and heavily armed, gunman enters your church. Who will be in your lobby to intercept him? Are you confident in that person’s or team’s training on how to respond? Have they practiced the appropriate...

Wagon Ride Safety at Your KOA

What is it about riding on a tractor or horse-pulled wagon that brings out the kid in just about everyone? Whatever the reason, it is imperative that your KOA takes the necessary precautions to ensure the safety of your guests and staff. Whether your wagon is being pulled by a...

Driving Large Vehicles Safely

“Power lines, roof eaves, and small cars.” One executive director lost no time in describing what donation pick-up drivers need to watch out for. “How do you think I knew that?” he asked, “because they’ve all happened to me!” My observations confirm the executive director’s experience. One of the most frequent claims to come across my desk is a box truck or 15 passenger van hitting another vehicle or building. While the damage is often minor, the costs paid by the insurance company are generally