Brian H Merriam, CPCU, ARM, AAI, President

Brian H Merriam, CPCU, ARM, AAI, President

Brian began his career in the insurance business with his father in 1983 as a general lines producer. Since his father's retirement in 1989, he has been responsible for agency personnel, marketing and sales strategy. He instructs on insurance and risk management topics for various organizations around the United States and is active in church and community affairs. He is married and the father of three children. Brian considers himself blessed to work with his clients and staff and trusts that the Merriam Agency is making a positive difference in the lives of others.

President
376 Broadway
Schenectady, NY

Toll-Free:
(877) MERRIAM x 201
(877) 637-7426 x 201


James Dick, CPCU, AAI

James Dick, CPCU, AAI

James is a licensed Property and Casualty broker working as Sales Manager for all of Merriam’s insurance programs. He and his wife love to travel and eat foods from around the world. James holds a BA in Classics from Washington and Lee University.

Sales Manager
Schenectady, NY

Toll-Free:
(877) MERRIAM x 219
(877) 637-7426 x 219

Risk Management Consulting Services

It is ideal that losses be avoided at any reasonable cost. The problem is often how to assess and manage risk. Most people know of the major causes of loss and therefore purchase insurance. The problem is that insurance is merely a financing tool to pay for damages but does nothing to assess or prevent loss.

Sometimes it is hard to see the areas where you might need more attention. That’s what our experienced consultants do best. They understand the world of insurance and risk management. They will come to your place of business and help you scrutinize the risks of your unique situation using knowledge and methods such as:

  • Risk Assessment
  • Coverage Evaluation
  • Loss Control

A solid risk management program will keep you out of court and your insurance rates under control. Let us help you help your organization keep your funds for what they are intended.
Do you need to update your risk management plans?

We are happy to analyze & measure and then prescribe means to control, reduce, transfer and finance risk.

Click the button below to fill out an info request form, and we will contact you to set up an appointment.