Choosing an insurance provider is like choosing a new pair of skis…

When choosing a new pair of skis...

Step One
Choosing a pair of skis depends upon the type of activities in which you want to participate. Are you interested in venturing into deep snow off the beaten path? Do you plan on using the skis for racing? Sport? Adventure? Different skis are designed for each type of activity in which you are engaged, and like choosing insurance, you sometimes end up with either the wrong ski, or too “MUCH” ski, for what you need. That can be an expensive, and frustrating, error.

Step Two
The length of ski is crucial: the lighter the skier, the shorter the ski should be. Longer skis are faster. They ride more smoothly. Shorter skis are easier to control, and make turns more simple to negotiate.
Step 3
The width of ski is also important. When skiing on packed trails, a narrow ski is preferable. How-ever, if you like to venture into fresh, deep snow, you will want to choose a pair of skis with a larger surface area. The wider area allows you to “float” on the surface of the snow more readily.
Step 4
There are also many different “ski flex options” to consider. A stiff ski flex means that a lot of weight is needed in order to flatten the surface of the ski against the snow. A soft flex means that the ski flattens out much more easily. If you desire speed, a stiffer ski flex.
Step 5
Ski boots should fit comfortably, and be sturdy, offering good support. If you plan on doing mild activity such as staying on snow-packed paths, you will need lightweight boots. For going off paths, you need lightweight boots with good ankle support .

When choosing a new insurance provider...

Step One
Decide what type of risk management and insurance you want. This depends on why you want the insurance, and what you want covered (i.e. property insurance for buildings and contents? mobile equipment ie: grooming equipment, accident/health for participants).
Step Two
Decide whether the length of time your carrier has been writing insurance policies for ski centers is important. Usually, the more experience you provider has, the more smoothly all your transactions will go. The Merriam Agency has been writing policies for ski centers for almost a decade now.
Step 3
Pick out a company whose width and breadth of coverage is high. We are licensed and conduct business all across the United States, providing the best coverage at the best price from our family of companies, with whom who have been doing business for FOUR GENERATIONS. If your company is expanding into new markets, such as the quickly growing telemark ski market, you will want to speak with us.
Step 4
With experience comes flexibility. As we cele-brate our 115th year next year, our commitment to the cross country ski program continues to evolve and continues to be one of our favorite accomplishments.
Step 5
Pick a company known for the support it gives its clients. Read testimonials. Match your needs with the right agency. Talk to us today if you need help with your decision.

Richard Hale

About Richard Hale

Rich joined the Agency in the spring of 2017 as the Marketing Director. He earned a BA in English from the University at Albany, and obtained his Six Sigma Green Belt certification.
Rich is most passionate about helping people understand the important benefits of working with an independent broker such as the Merriam Agency. It is his mission to ensure clients know where they can gain access to everything they would need, should the unthinkable happen.
When he's not working, Rich enjoy's spending time with his two teenage children and their golden retriever Alfred.

Marketing Director
Schenectady, NY

Toll-Free:
(877) MERRIAM x 212
(877) 637-7426 x 212