General

Additional Insureds? Here are the Facts

I received a phone call from one of my cross country ski club association clients recently asking advice about one of their members. The member was asking the club to name them as an additional insured on the racing association’s liability insurance as an “Additional Insured,” believing that would protect them...

Safeguard Your Home Against Falls

All age groups carry risks for fall-related injuries, but those who are 65 and older hold the greatest risk. Click here for some great tips on how to minimize potential fall hazards. Article courtesy of Odessa American.

Avoiding 5 Common Injuries

It is difficult to eliminate the possibility of all accidents, but a few moments of awareness education, along with diligent planning and follow-through will certainly reduce their likelihood! 1. Wet Floors: Whether from melting snow or ice, rain, or everyday spills, wet floors always pose a hazard. Have plenty of "wet floor" signs available. Make sure that every employee understands their responsibilities for ensuring that all surfaces are kept safe and dry.

Help from the Handyman: What you need to know

What happens if your KOA’s handyman causes an unnoticed water leak within your walls, causing the growth of a fungus? What if a camper bumps into his ladder and both are injured in the resulting fall? What if he turns out to be a terrible handyman and the roof you...

Is it Better to Lease or Buy a Car?

While many consumers want to own the cars they drive, some prefer leasing vehicles that may have lower monthly payments and could require less or no money down. Read More