When you have a claim, you realize that it is more important to be properly insured than to save a couple dollars.

Pruning!

I love pruning trees & shrubs. Once I get started, I’ll keep going until my blisters have blisters, leaving my hands sore and tired for days. Regardless, the satisfaction of whipping nature into submission is inexplicable.
My first real pruning efforts were not appreciated. I pruned the top 10 feet off a 15-foot juniper. It never recovered.

Since winter is getting closer, let’s focus on the areas that matter most:

  • Branches hanging over the roof should be pruned back at least 2 to 4 feet from the edge of the building. (Fire defensible space is 10 feet minimum)
  • Conifers are generally happiest when trimmed in the fall
  • Flowering cherries should be pruned by mid-fall, but it’s never too late
  • Dead/damaged/diseased wood should be taken out any time. Diseased wood should be burned or taken to your enemy’s property where it can spread (don’t forget to pray for them) if you need a warm prison cell for sleeping in this winter.
  • Branches hanging over parking areas should be considered hazardous. (My Subaru still has “hail damage” from parking under a pecan tree in the fall… and have you ever been hit on the head with something falling from a tree?)
  • Branches hanging over your neighbor’s fence should be evaluated as to strength. If you see areas of the tree that are hollow (or the top is dead/broken off), the health of the tree is likely compromised. Better to control the falling branch than have it damage your fence and friendship.

If you do live in a fire-prone area, now would be the time to begin giving consideration to any defensible space changes you might like to make. From the summer fires of 2012 & 2013, the homes that survived victoriously were those with fire-resistant roofing materials AND those that had followed a clear defensible space plan.

Jon Barron

Jon Barron

Few people seek friendship with a car salesman... but that's neither the reason I entered nor exited the car business. Today, many people refer to me by a number of titles, one of which is insurance salesman, but the title only covers one small aspect of my roles. I hope I'm able to bring honor to each role I fulfill – husband, father, elder, teacher, facilitator, mentor, woodworker, fisherman, and more.

Expertise. For over 30 years, I've been blessed with diverse experience and many opportunities to listen and develop solutions to meet my clients' goals. I enjoy serving non-profit organizations as a risk management consultant and insurance broker.

Partnership. Partnership with our clients is founded on award-winning service, eduction and solid risk management expertise. Many clients think of our team as an extension of their own staff, providing insight, guidance and insurance brokerage services. It is a privilege to be recognized as a valued partner in helping our partner-clients achieve their risk management and financial goals.

Education. I’m fortunate to interact with great leaders as I teach about insurance and risk management... a normally-tedious topic which we seek to liven up through interactivity, discussion, and real-life examples. We bring a national perspective to the discussion to ensure relevance and practical application. In our seminars and discussions, we promote a wholistic risk management philosophy with practical steps for each person to take back and implement.

I welcome any questions you might have. I would enjoy the opportunity to chat on the phone about your goals, speak with your board about their role in risk management, facilitate staff workshop, or explore whether it might make sense for the Merriam Agency to be your insurance broker.

Specialties:
• Insurance for Non-Profit and Social Service Organizations
• Cyber, D&O, & Employment Practices Liability
• Professional Liability & Medical Malpractice
• Unique & Hard-To-Insure Risks

Branch Manager:
Colorado Springs, CO

(719) 488-3206 Direct



Jon Barron

About Jon Barron

Few people seek friendship with a car salesman... but that's neither the reason I entered nor exited the car business. Today, many people refer to me by a number of titles, one of which is insurance salesman, but the title only covers one small aspect of my roles. I hope I'm able to bring honor to each role I fulfill – husband, father, elder, teacher, facilitator, mentor, woodworker, fisherman, and more.

Expertise. For over 30 years, I've been blessed with diverse experience and many opportunities to listen and develop solutions to meet my clients' goals. I enjoy serving non-profit organizations as a risk management consultant and insurance broker.

Partnership. Partnership with our clients is founded on award-winning service, eduction and solid risk management expertise. Many clients think of our team as an extension of their own staff, providing insight, guidance and insurance brokerage services. It is a privilege to be recognized as a valued partner in helping our partner-clients achieve their risk management and financial goals.

Education. I’m fortunate to interact with great leaders as I teach about insurance and risk management... a normally-tedious topic which we seek to liven up through interactivity, discussion, and real-life examples. We bring a national perspective to the discussion to ensure relevance and practical application. In our seminars and discussions, we promote a wholistic risk management philosophy with practical steps for each person to take back and implement.

I welcome any questions you might have. I would enjoy the opportunity to chat on the phone about your goals, speak with your board about their role in risk management, facilitate staff workshop, or explore whether it might make sense for the Merriam Agency to be your insurance broker.

Specialties:
• Insurance for Non-Profit and Social Service Organizations
• Cyber, D&O, & Employment Practices Liability
• Professional Liability & Medical Malpractice
• Unique & Hard-To-Insure Risks

Branch Manager:
Colorado Springs, CO

(719) 488-3206 Direct