A thorny question for missions—and one that requires an understanding of a “hidden loophole” in almost every insurance policy—is whether or not the mission’s insurance policy provides coverage for guests. While most insurance policies provide liability protection (coverage against injuries and property damage of “others” that may be the result of the mission’s negligence), the question becomes who is insured versus who are “others”?
Being, "simply a practicing Christian," has many implications for Rev. John Steinhauser. "You'll have to excuse me," he apologized during one mid-day phone call, "I wear the chef's hat around here, and I need to put lunch on the table." For the last 40 years, Rev. Steinhauser has served as Director of Union Gospel Mission in Jamestown, N.Y., providing hope and love in New York's western-most city on the shore of Lake Erie. One of the changes that makes Rev. Steinhauser proud, during his tenure