Employment Practices Liability Insurance

If you think an allegation of sexual harassment, retaliation, or discrimination will never be made against your organization—think again. Employment-related claims impact organizations of every size, in every industry and can disrupt businesses, hurt employee morale, damage reputations and cost businesses financially. Employment Practices Liability Insurance (EPLI) may be the...

New York State Paid Family Leave

As of January 1, 2018, New York State’s Paid Family Leave (PFL) began to provide paid time off so an employee can: bond with a newly born, adopted, or fostered child; care for a family member with a serious health condition; or assist loved ones when a family member is...

Tips for Safe Outdoor Adventures

When winter turns to spring, and spring turns to summer, it’s time to hang up the skis and dust off the hiking boots. This summer millions of Americans will head outside to camp, kayak, hike, and bike. To ensure that you maximize your valuable leisure time, here are 5 tips...

New York Homeowners Insurance Quote Request

If you would like to speak to us in more depth about our homeowners insurance coverage, or obtain a free quote, contact us today or fill out the information below. Once we receive your information, we will get back to you in a day or two with a premium indication....

Omar Villarreal

Assistant Account Representative
376 Broadway
Schenectady, NY

Toll-Free:
(877) MERRIAM x 220
(877) 637-7426 x 220

Shannon Piegaro

Personal Lines Account Representative
376 Broadway
Schenectady, NY

Toll-Free:
(877) MERRIAM x 222
(877) 637-7426 x 222

Referral Form

Refer a friend, family member, or colleague and if they sign up for a policy with us you will receive a $10 gift card. Thank you for taking the time to refer your friends and family to us! Every time you refer a friend, family member or colleague, you are helping them benefit from...

Service Line Coverage: What You Need to Know

It is common for homeowners to forget that the water that flows through our homes and the wastewater that flows out spends time traveling through the area between the front of the house and the street. If those subterranean pipe systems happen to fail, the homeowner, not the utility, is...