You may have a lawsuit on the horizon . . .

Did you know you could be sued for seemingly innocuous actions? Things such as: the “wrongful imprisonment” of the neighborhood kid you caught lurking in your backyard and suspected him of burglary. In good conscience, you kept him there until the police arrived, but they determined he really was just...

A Roll of the Dice

On February 8th, a new casino opened in my home town. The Rivers Casino is now operational and “redistributing wealth” on behalf of those who enter its doors. Some will win, most will lose, the house will win a cut; so too will the tax collectors in our city, county,...

Are my Independent Contractors covered?

This is one of the most common questions I am asked when preparing quotes for E&O insurance. My answer is always the same: “we must look at the policy form to see how your carrier covers ICs.” More often than not, E&O insurance coverage is usually extended to the Independent...