Additional Insureds? Here are the Facts

I received a phone call from one of my cross country ski club association clients recently asking advice about one of their members. The member was asking the club to name them as an additional insured on the racing association’s liability insurance as an “Additional Insured,” believing that would protect them...

Mary O’Keeffe, Niskayuna, NY

“I can’t say enough about how positive my experience with the Merriam Agency has been. After the unexpected death of my husband, I became responsible for making all financial decisions alone. I knew we had been paying too much for auto and home insurance, so I requested quotes online. I...

Safeguard Your Home Against Falls

All age groups carry risks for fall-related injuries, but those who are 65 and older hold the greatest risk. Click here for some great tips on how to minimize potential fall hazards. Article courtesy of Odessa American.

Larry Graber, Union Gospel Mission, St. Paul, MN

“It is an extreme pleasure and complete surprise when an agent is working hard to make sure that we have the best possible coverage for the least amount of money. I have never worked with any agency the likes of Merriam.”

Avoiding 5 Common Injuries

It is difficult to eliminate the possibility of all accidents, but a few moments of awareness education, along with diligent planning and follow-through will certainly reduce their likelihood! 1. Wet Floors: Whether from melting snow or ice, rain, or everyday spills, wet floors always pose a hazard. Have plenty of "wet floor" signs available. Make sure that every employee understands their responsibilities for ensuring that all surfaces are kept safe and dry.

Alexander D. Phillips, Esq., Island Abstract Inc.

“It is always a pleasure to deal with the Merriam Agency. I know that certain clients can be very demanding and high maintenance, and fortunately for me the agency is extremely efficient at what you do. If it weren’t for the Merriam Agency my insurance needs would never be fulfilled....

Rev. N. Bradley Jones, Christ Church

“The Merriam Agency has been professional and thorough in all of their interactions with us. We were able to reduce our budget significantly while maintaining the same level of health insurance coverage as before. Thank you, again, for the excellent service you provide.”

Rosemary A. Taylor, YWCA

“We are extremely pleased with the insurance coverage and service that the Merriam Agency has brought to our table. The high level of customer service that the employees of the Merriam Agency practice is incomparable. They have the ability to research, design, and implement innovative programs and services and listen...