Directors and Officers Insurance

There are some things you should be aware of. Does your organization have a Board of Directors or Senior Executives that help provide direction, influence decision-making and help craft policy? Are you on such a board? By participating in such a capacity, somebody becomes personally liable for decisions that they...

I liked the company so much…

I have been a personal lines customer of the Merriam Insurance Agency since 2003. I always had positive customer service interactions with the staff. My circumstances changed in February, 2015 when I needed to obtain auto and renter’s insurance for myself. The situation was a “no-brainer,” I called the account...

Do you own an older building?

If you answered YES, there is some important information you should know. In most parts of the United States, buildings are older than the people who use them. Right around the corner from my apartment in Schenectady, NY is one of the oldest residential neighborhoods in the country, known as...

Fall is just around the corner

I love autumn. The crisp apples in late August remind me that the leaves will be changing soon. Along with the beauty of the seasons, we must ensure a safe environment where we live and work, so that there are no injuries and we can enjoy the beautiful days. This...

Ice!

I just checked the forecast for Elk Camp this weekend. Snow Friday and Saturday. Brrr. But a little fresh snow makes chasing those tricksy elkses easier to find – in theory. This year, I’m hunting with two guys who have become great friends over the years. We weren’t able to...

Pruning!

I love pruning trees & shrubs. Once I get started, I’ll keep going until my blisters have blisters, leaving my hands sore and tired for days. Regardless, the satisfaction of whipping nature into submission is inexplicable. My first real pruning efforts were not appreciated. I pruned the top 10 feet...