Personal Risk Management

Do you own an older building?

If you answered YES, there is some important information you should know. In most parts of the United States, buildings are older than the people who use them. Right around the corner from my apartment in Schenectady, NY is one of the oldest residential neighborhoods in the country, known as...

Careful on the stairs!

Handrails to Prevent Lawsuits Several of the inns we serve are beautiful historic mansions. Many times the custom-built architecture from the past does not include a key component of inn safety – handrails on all of the steps. While this may seem like a small item, in the minds of insurance...

Ice!

I just checked the forecast for Elk Camp this weekend. Snow Friday and Saturday. Brrr. But a little fresh snow makes chasing those tricksy elkses easier to find – in theory. This year, I’m hunting with two guys who have become great friends over the years. We weren’t able to...