Health & Benefits

Shannon McMeel

Shannon McMeel

Shannon joined the Agency in September of 2014. She has been administering Flexible Spending Accounts and financing for over 13 years.

Shannon is very passionate about the work that she does at Merriam. She loves working with her clients, visiting employees and educating them about the great benefits we offer.

When Shannon is not working, she is mot likely at her daughter's softball games or practices. If there isn't a game going on, she loves spending time with her family at home.

Group Benefits Department Manager
Schenectady, NY

Toll-Free:
(877) MERRIAM x 203
(877) 637-7426 x 203

Stephanie Galuski

Stephanie Galuski

Stephanie Galuski has been with us since October 2015, as Health & Benefits Senior Account Manager. She joined the Merriam Agency having been from Scherff Insurance Agency, which the Merriam Agency acquired in early October.

In 2007, she began working as an account manager, assisting groups with health, life, dental products and resolutions. She has also worked in Human Resources, dealing with employee benefits and payrolls for about 6 years.

Stephanie greatly enjoys the customer service aspect of her job duties; she likes to resolve issues which will hopefully be in her clients’ favor. She feels that timely communication is of utmost value to our clients and is tentative to their needs by responding back to them quickly, especially.

When she’s not working, you may find her at a sporting event that one of her daughters is participating in. She and her husband, their 3 daughters and their dog, enjoy the outdoors – especially in the warm weather. They reside in Waterford, NY.


Senior Account Manager

Toll-Free:
(877) MERRIAM x 217
(877) 637-7426 x 217


Demaris

Demaris "Dee" Dailey

"Dee" joined the Agency in March of 2015 a Health Benefits Specialist and has been involved with Employee Benefits since 1987. She was raised in small-town Deposit, NY on the New York/Pennsylvania border.

Dee is passionate about helping her clients attain viable solutions for affordable healthcare, by listening to their needs and researching all of the options.

Dee is the proud mother of two young adults who both rely on her insights regarding health insurance coverage. When she is not working, she is either with her Basset Hound, Abbie, her family, or at her community garden plot.

Health Benefits Specialist
Schenectady, NY

Toll-Free:
(877) MERRIAM x 213
(877) 637-7426 x 213

Are you Dealing with Multiple carriers for Group Insurance?
What a hassle!

The only way to see if you are paying too much is to compare prices and plans… do you often wish that someone could do it all for you? It does not have to be a difficult process. You need an agent who makes the process comfortable by getting to know you and your specific needs, who speaks in easy-to-understand terms while helping you understand your options, without pressuring you for a quick decision.

Protecting your family is important. Your experienced professionals at the Merriam Agency, can provide affordable Health Care plans for a single person or a family. These plans include:

  • Well Child/Baby Visits
  •  All Adult Annual Physicals
  • Appropriate Screenings (i.e. mammograms, prostate, heart disease, diabetes, & more…)

Contact the Merriam Agency today to have a plan designed to fit your needs and your budget. If you’d like to provide the basic information for your healthcare expert to review, download and complete the attached application.

If you’d like to provide the basic information for your healthcare expert to review, download and complete the attached census form.

Flexible Spending, Health Reimbursement, and Health Savings Accounts

In addition to affordable benefits, Merriam also offers Flexible Spending, Health Reimbursement and Health Savings Accounts, to better manage your out-of-pocket expenses.

Save up to 40% on expenses not normally covered by a regular health plan, such as:

  • Medical Co-pays and deductibles
  • Prescription Drug Co-pays
  • Vision
  • Parking & Transit expenses
  • Dependent Care

Click below to find out which plan you may be eligible for!

Life Insurance is Insurance for Life

It is a plan that exalts life and defeats the financial impact of death. Through life insurance your income lives on and preserves that which is most precious to you. It guarantees a Mother’s hopes and a Father’s plans for the family’s future. It is food, clothing, shelter, and peace of mind. It is a new hope, fresh courage and strength for the family to carry on.

Long-Term Care

Long-term care insurance (LTC or LTCI), an insurance product which helps provide for the cost of long-term care beyond a predetermined period. Long-term care insurance covers care that is generally not covered by regular health insurance, Medicare, or Medicaid. Contact us to find out more information and to apply.

You deserve to know if you are getting the coverage you need. Contact us anytime to find out, as well as obtain a FREE no obligation quote! We would be delighted to speak with you about any of our health insurance offerings.

Related Articles

New Benefit Services Available

The Merriam Agency now offers Third Party Administrator (TPA) services including Flexible Spending Accounts, Health Reimbursement Arrangements, and Health Savings Accounts. These are IRS regulated...

Brokers are Best ACA Exchange Resource

in their quest for answers, these people also supplemented their research with other outlets, including brokers and advisers who scored high in customer satisfaction. New data from The Urban Institute’s Health Policy Center, released Monday, found that half of adults who obtained information on marketplaces only used a website. While information on those sites was considered helpful by two-thirds of users, the sites were found to not be as helpful as other information sources.

Exchanges Mean Less Choice & Higher Prices

It is becoming clear that Health Care reform is not what the American people were promised. A new study released on March 3, 2014, written by Senior Fellow David Hogberg, Ph.D. of the National Center for Public Policy Research, states that exchanges have reduced the choices and increased the price of insurance policies when compared to what existed in the 2013 market. Healthcare reform supporters, including

Attract and Retain Staff without Breaking the Bank

A strong employee benefits package is a powerful tool for attracting and retaining the best workers. In a 2011 Harvard Business review survey of human resource leaders, 60 percent said an attractive benefits package is “very important” in recruiting and retaining quality employees, as opposed to 38 percent who said a high base salary is very important. Benefits play an integral role in employee satisfaction. A recent survey by Met Life found that roughly 49 percent

Health-Care Law’s ‘Wellness’ visit might not be free

As a cost conscious health-care consumer, some caution is called for, on your part, where those seemingly “free” annual checkups or well-child visits are concerned. A young mother recently learned this lesson the hard way and shared her story with us. This mother took her 10-year-old twins to their pediatrician’s office in January for their annual wellness checkups. A few weeks later, when she

Employer Mandate Delayed Again

The Obama administration delayed the implementation of the so-called employer mandate by a year, initially pushing the requirements off until 2015, past the midterm elections. However, in what is seemingly a concession to business, Treasury Department officials announced on Monday, February 10th that the administration would not enforce the rules across the board next year.