Health & Benefits
Schenectady, NY Toll-Free:
(877) MERRIAM x 203
(877) 637-7426 x 203
In 2007, she began working as an account manager, assisting groups with health, life, dental products and resolutions. She has also worked in Human Resources, dealing with employee benefits and payrolls for about 6 years.
Stephanie greatly enjoys the customer service aspect of her job duties; she likes to resolve issues which will hopefully be in her clients’ favor. She feels that timely communication is of utmost value to our clients and is tentative to their needs by responding back to them quickly, especially.
When she’s not working, you may find her at a sporting event that one of her daughters is participating in. She and her husband, their 3 daughters and their dog, enjoy the outdoors – especially in the warm weather. They reside in Waterford, NY.
(877) MERRIAM x 217
(877) 637-7426 x 217
Dee is passionate about helping her clients attain viable solutions for affordable healthcare, by listening to their needs and researching all of the options.
Dee is the proud mother of two young adults who both rely on her insights regarding health insurance coverage. When she is not working, she is either with her Basset Hound, Abbie, her family, or at her community garden plot.
Schenectady, NY Toll-Free:
(877) MERRIAM x 213
(877) 637-7426 x 213
Are you Dealing with Multiple carriers for Group Insurance?
What a hassle!
The only way to see if you are paying too much is to compare prices and plans… do you often wish that someone could do it all for you? It does not have to be a difficult process. You need an agent who makes the process comfortable by getting to know you and your specific needs, who speaks in easy-to-understand terms while helping you understand your options, without pressuring you for a quick decision.
Protecting your family is important. Your experienced professionals at the Merriam Agency, can provide affordable Health Care plans for a single person or a family. These plans include:
- Well Child/Baby Visits
- All Adult Annual Physicals
- Appropriate Screenings (i.e. mammograms, prostate, heart disease, diabetes, & more…)
Contact the Merriam Agency today to have a plan designed to fit your needs and your budget. If you’d like to provide the basic information for your healthcare expert to review, download and complete the attached application.
Flexible Spending, Health Reimbursement, and Health Savings Accounts
In addition to affordable benefits, Merriam also offers Flexible Spending, Health Reimbursement and Health Savings Accounts, to better manage your out-of-pocket expenses.
Save up to 40% on expenses not normally covered by a regular health plan, such as:
- Medical Co-pays and deductibles
- Prescription Drug Co-pays
- Parking & Transit expenses
- Dependent Care
Click below to find out which plan you may be eligible for!
Life Insurance is Insurance for Life
It is a plan that exalts life and defeats the financial impact of death. Through life insurance your income lives on and preserves that which is most precious to you. It guarantees a Mother’s hopes and a Father’s plans for the family’s future. It is food, clothing, shelter, and peace of mind. It is a new hope, fresh courage and strength for the family to carry on.
Long-term care insurance (LTC or LTCI), an insurance product which helps provide for the cost of long-term care beyond a predetermined period. Long-term care insurance covers care that is generally not covered by regular health insurance, Medicare, or Medicaid. Contact us to find out more information and to apply.
You deserve to know if you are getting the coverage you need. Contact us anytime to find out, as well as obtain a FREE no obligation quote! We would be delighted to speak with you about any of our health insurance offerings.
It is becoming clear that Health Care reform is not what the American people were promised. A new study released on March 3, 2014, written by Senior Fellow David Hogberg, Ph.D. of the National Center for Public Policy Research, states that exchanges have reduced the choices and increased the price of insurance policies when compared to what existed in the 2013 market. Healthcare reform supporters, including
A strong employee benefits package is a powerful tool for attracting and retaining the best workers. In a 2011 Harvard Business review survey of human resource leaders, 60 percent said an attractive benefits package is “very important” in recruiting and retaining quality employees, as opposed to 38 percent who said a high base salary is very important. Benefits play an integral role in employee satisfaction. A recent survey by Met Life found that roughly 49 percent
As a cost conscious health-care consumer, some caution is called for, on your part, where those seemingly “free” annual checkups or well-child visits are concerned. A young mother recently learned this lesson the hard way and shared her story with us. This mother took her 10-year-old twins to their pediatrician’s office in January for their annual wellness checkups. A few weeks later, when she
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Disability Insurance, often called “DI” or “disability income” insurance, is a form of insurance that insures the beneficiary's earned income against the risk that a disability may impede a person’s ability to complete the core functions of his or her work. For example, the inability to focus or maintain composure due to psychological disorders or an injury, illness or condition that causes physical impairment or incapacity to work. Benefits
Wellness programs are being implemented in large and small companies across the country, and the results are positively impacting the bottom line. “Research is showing that it’s more cost-effective to invest in preventive health practices, such as screenings, immunizations, health risk appraisals, behavioral coaching, and health awareness/education, rather than spending resources exclusively on the small minority of employees/dependents