Phyllis Hammons

Phyllis Hammons

Assistant Service Team Manager
Schenectady, NY

Toll-Free:
(877) MERRIAM x 223
(877) 637-7426 x 223


Joshua D Crowder

Joshua D Crowder

Josh joined the Merriam team in 2011 in a management and production capacity. He holds a BS in Economics from Siena College and has more than 10 years in the Commercial Banking and Municipal Finance arenas. Josh holds his New York State Property and Casualty, and Life, Accident and Health licenses. He is currently pursuing a Master’s Degree from Mid America Baptist Theological Seminary, and is simultaneously studying to increase his depth of insurance knowledge. Josh is married and the father of five children. He is thrilled to have the opportunity to provide his clients with the personal attention and value in service that they expect.

Operations Manager
Schenectady, NY

Toll-Free:
(877) MERRIAM x 224
(877) 637-7426 x 224


James Dick, CPCU, AAI

James Dick, CPCU, AAI

James is a licensed Property and Casualty broker working as Sales Manager for all of Merriam’s insurance programs. He and his wife love to travel and eat foods from around the world. James holds a BA in Classics from Washington and Lee University.

Sales Manager
Schenectady, NY

Toll-Free:
(877) MERRIAM x 219
(877) 637-7426 x 219

Homeowners Insurance

Homeowner’s insurance pays for losses and damage to your property in the event of the unthinkable, like a fire or burglary. A standard policy doesn’t cover damage from natural disasters. At Merriam we shop for the best coverage package that will protect your home and family.