Long-Term Care

Brian H Merriam, CPCU, ARM, AAI, President

Brian H Merriam, CPCU, ARM, AAI, President

President
376 Broadway
Schenectady, NY

Toll-Free:
(877) MERRIAM x 201
(877) 637-7426 x 201

Shannon McMeel

Shannon McMeel

TPA Services Manager
Schenectady, NY

Toll-Free:
(877) MERRIAM x 203
(877) 637-7426 x 203

Stephanie Galuski

Stephanie Galuski

Health Benefits Account Manager

Toll-Free:
(877) MERRIAM x 217
(877) 637-7426 x 217

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According to a comprehensive report published in 2016, the national median cost for either a home health aide or for homemaker services is $20/hour. The national median for assisted living facilities is $43,536/year, with a private nursing home room costing $92,345.

So, what is Long-Term Care and how does it affect you?

Long-Term Care (LTC) is extended care, whether it be in your home or at an assisted living facility.

Planning is the important part! In order to protect your loved ones, you assets and your retirement Long-Term Care planning completes the long term finical wellness picture.

Long-Term Care Insurance is one way to protect yourself.

What Does Long-Term Care Cost?

We have all heard the story of how expensive Long-Term Care policies are. The truth is, there are plan designs to fit every budget.

You’ll never be younger or likely healthier than you are today, which makes now the best time to plan.

Contact a Merriam Insurance expert today to learn more, including exact up-to-date costs in your area. The longer you wait, the higher the premium.