Merriam Insurance Agency - Health Insurance

Since 2001, Healthy New York has provided over 200,000 New Yorkers with affordable coverage and has been a model plan applauded by both Federal and state agencies and has been emulated in several states throughout the nation.

This is a GREAT starter plan for a small business looking for affordable health insurance coverage. It’s a straightforward HMO plan design with reasonable co pays. It’s also an Ideal plan to take advantage of the Federal tax credits now available. For example, go 50/50 on the premiums with your employees and get back 35 percent in federal tax stimulus money for qualified groups.

Note: HNY covers part time, seasonal, and even 1099 type contractors!

HNY is also available to sole proprietors. All you need to do is prove you’re a sole proprietor with a tax ID number and your IN! Note: Minimum family household income guidelines apply.

Merriam has a “New York State of mind” when it comes to small businesses! We have written health insurance for a large number of small businesses and can match you up with the best plans from the best carriers at the best rates! We pride ourselves in going the extra mile, holding the carriers accountable, and taking the time to ensure that you understand ALL of your options. We’ll then match you up with the carriers and plan designs meeting your group’s unique needs. No shortcuts, status quos, or cookie cutter plan designs here!

(Refer to survey and questionnaire at bottom of page)

Licensed in 42 states and dong business for over 115 years, Merriam offers both fully ensured and self insured products to businesses throughout the country. Let us shop the carriers local to you. We can manage and help you with all the cumbersome administrative tasks of managing a health benefits plan. Note: Census required for small groups in the 2 to 50 bracket and billing and claims history required for groups with over 50 employees.

(Refer to survey and census questionnaire at bottom of page)

Did you know that dental insurance is the second most requested benefit by employees? It’s a nice perk that will surely put smiles on the faces of your loyal employees! We offer both voluntary and contributory plans. Let us shop around for you for a variety of dental plans to give you more options then you’ve ever had!

Eyes are said to be the windows of the soul. The same can be said about them reflecting your health! Research shows that routine eye exams can detect potentially serious health conditions such as heart disease, diabetes, and brain tumors along with a long list of debilitating illnesses. Vision coverage is very affordable and we can find you a package for any budget.

Offering a group life insurance policy to your employees is another way of telling your employees that you care. A typical $25,000 term life policy costs only pennies a day. Coverage is guaranteed even with major pre existing conditions and no medical questionnaires are required!

This is not an instant quote website or link. It’s an honest and straightforward confidential survey that allows us to get to know you and your group’s health benefits needs. As Jerry Maguire said, “Help me, help YOU”!

Let Merriam be your “partner in health” and feel free to call us directly or simply complete the Survey and questionnaire below.