School Insurance Program - Filling In the Missing Pieces
Jon Barron

Jon Barron

Branch Manager:
Colorado Springs, CO

(719) 488-3206 Direct



James Dick, CPCU, AAI

James Dick, CPCU, AAI

James is a licensed Property and Casualty broker working as Sales Manager for all of Merriam’s insurance programs. He and his wife love to travel and eat foods from around the world. James holds a BA in Classics from Washington and Lee University.

Sales Manager
Schenectady, NY

Toll-Free:
(877) MERRIAM x 219
(877) 637-7426 x 219

It’s not often that I have been with agents who are as informed and knowledgeable as Jon Barron. He was very professional and personable. Thank you to Merriam Insurance and to Jon for the service you give.”

Bob Simms, Board President, Pueblo, CO

School Insurance Program

Filling in the missing pieces of insurance policies for schools.

Every school has unique risks which the school insurance policies are intended to cover. Unfortunately, most school insurance policies have gaps and holes. Are you and your staff properly covered? Will the insurance company defend the staff and faculty – or only the organization? Do you and your staff know how to respond to a crisis before it happens?.

Overlooking a little coverage gap can cost thousands of dollars. Our team will systematically review your risks and liabilities, make recommendations for best ways to address them, and connect you with the best insurers and risk management services in the industry, to create a right-sized package that meets your unique needs.

We ensure that nothing will interfere with, or delay your progress. While you focus on education, we fill in the missing pieces.

While correcting a policy, we noticed that the A/C system was not properly insured. In some places, that may be no big deal, but when the $30,000 roof-top unit self-destructed, it was a big deal. After only having the corrected policy for 2 weeks, the administrators were very pleased to have the gap filled.

We include the following areas of liability in school insurance reviews:

  • Employee Practices
  • Stolen Equipment
  • Transportation Liability (Bussing, drop-off and pick-up)
  • Playground
  • Field Trips
  • Special Education
  • Student Violence/Crisis
  • School Board Liability
  • good risk management will reduce your total cost of risk (premiums + deductibles + uninsured risks)… and insurance companies like good risk management.
  • we communicate through the year to help you improve your risk management so you can take better control of your insurance premiums at the next renewal.
A school was recently asked about their risk management plan. The answer was “somewhere in the binders on the shelf,” but no one knew what the plan said or when it was last updated.
How about you… do your staff know how to respond – or will they wing it in the middle of a crisis? Does your safety team meet and address concerns regularly?

Comprehensive coverage and great risk management result in the following:

  • Improved safety for students, employees and the public
  • Conserved financial resources
  • Reduced total cost of risk (premiums + deductibles + uninsured risks)
  • Protected Staff and Board Members from various liability
  • Reduced risks in school activities
  • Reduced hazards
  • Preparedness for your future renewals
One School Board Member adamantly proclaimed that he had the best policy and that we needed to save him money to win his business. When his lack of coverage for abuse and molestation was revealed to him, the whole conversation changed. It turns out that he will save money (as requested), now that he has the proper coverage… should he need to use it.

Protect your resources. Improve your bottom-line. Further your impact.

One-Stop shopping. Broad Expertise. Great service.

  1. All Lines of Insurance: Whether you need property & liability, health & benefits or any other type of insurance, our experienced team is ready to partner with you and make your job easier.
  2. Broker: When you need to shop & compare, we put the package out to bid to ensure that every insurer is working off the same applications and documents.
  3. Award-Winning Service: Year-after-year, the Merriam Agency delivers Award-Winning Service… and the awards back the claim.
Jon Barron

Jon Barron

Branch Manager:
Colorado Springs, CO

(719) 488-3206 Direct



James Dick, CPCU, AAI

James Dick, CPCU, AAI

James is a licensed Property and Casualty broker working as Sales Manager for all of Merriam’s insurance programs. He and his wife love to travel and eat foods from around the world. James holds a BA in Classics from Washington and Lee University.

Sales Manager
Schenectady, NY

Toll-Free:
(877) MERRIAM x 219
(877) 637-7426 x 219

It’s not often that I have been with agents who are as informed and knowledgeable as Jon Barron. He was very professional and personable. Thank you to Merriam Insurance and to Jon for the service you give.”

Bob Simms, Board President, Pueblo, CO

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Beyond Insurance

Bringing tools and expertise, providing ongoing risk management education to keep you informed and your costs under control.