The Merriam Insurance Agency

The Importance of Practicing Exercise Safety A noted neurologist recently said that exercise is as important to you as chemotherapy is for someone who has cancer. If we don’t exercise we will likely die early, and have a greater number of functional deficits. Whoa! I might also want to add that we need to practice exercise safety, in order to avoid injury to ourselves. Here are a few safety tips for those who are planning to start a safe and sustainable exercise routine. First, be sure your doctor knows you are planning to start an exercise routine as well as the type of exercise you are considering. He knows your medical history and can offer guidance specific to you. When first beginning an exercise start out slowly, and gradually increase the intensity over time. Always start with a warm up consisting of stretching and actively warming up all your major muscle groups for five to ten minutes. Please learn to listen to your body, as training too hard can cause increased pain, discouragement, and even harm. You should never experience pain during exercise and should stop if you do. Delayed muscle soreness usually starts 12–24 hours after exercise and lessens gradually in a day or two. Pain that starts during exercise and lasts for more than a week should be discussed with your medical professional immediately. Over the course of your exercise routine, you will want to address posture, flexibility, balance, endurance and strength. There are a lot of good [...]

The Ultimate Guide to Spring-Cleaning Safety It’s that time of year again, when the flowers bloom and the birds begin to sing. But perhaps less exciting, it’s also the time of year when people perform spring-cleaning chores and eliminate the clutter that has accumulated during the winter months. To ensure you and your family remain safe throughout the year, Merriam Insurance recommends you follow these tips while you are performing your spring-cleaning chores: Maintain Carbon Monoxide and Smoke Detectors. Replace the batteries in all detectors and ensure all hard-wired detectors are properly connected. Replace Flashlight Batteries. In many areas, springtime means thunderstorms. Make sure all your flashlights have fresh batteries in case of a power outage. Inspect Fire Extinguishers. Ensure that all extinguishers are in their correct locations, are visible and accessible, and that their gauges or pressure indicators are in the green zone. Check Household Chemicals. Inspect your cleaning supplies and other household chemicals to check for leaking containers and things you no longer use or need. Be sure to dispose of outdated hazardous chemicals properly. Inventory Medicine Cabinets. Take stock of everything in your medicine cabinets and properly dispose of any outdated prescriptions and over-the-counter medications. Update First Aid Kits. While you’re checking your medicine cabinets, go a step further and examine your first aid kits. Properly dispose of anything that is outdated and restock things that are running low or are depleted. Develop a Family Emergency Plan. Every household should have a family emergency plan in place. [...]

As a result of our acquisition of Armor Risk Management, Inc., we are proud to announce the appointment of Larry Cesare as Branch Manager of our new Ravena, New York location. With over 20 years of experience in the insurance industry, Larry will be responsible for managing the office and serving the clients based in that location. He will also be working with local businesses and residents providing our high-quality insurance services from another convenient location. Congratulations Larry Cesare! Merriam Insurance is an award-winning, full-service insurance agency, providing commercial, personal, and health insurance, as well as employee benefits. By working with clients across the country through our offices in Schenectady, North Creek, and Ravena, New York, as well as in Denver and Colorado Springs, Colorado, Merriam Insurance recognizes the national trends and helps you prepare for potential threats. Contact us today to learn more.