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spring, flowers, tulips, wellness & fitness, Merriam Insurance

Spring Into Better Health

Lisa Rice

Lisa Rice

Health Benefits Account Executive at Merriam Insurance Agency
376 Broadway
Schenectady, New York 12305

Toll-Free:
(877) MERRIAM x 213
(877) 637-7426 x 213

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Lisa Rice

Latest posts by Lisa Rice (see all)

Spring is coming, it doesn’t have a choice! Daylight will last longer and milder temperatures will be here. Many of us get set in our ways and settle into less healthy routines during the winter months. We go to work, we go home, we sit to eat and watch TV....

medicare, medical, doctor, employees, healthcare

Medicare Eligible Employees?

Lisa Rice

Lisa Rice

Health Benefits Account Executive at Merriam Insurance Agency
376 Broadway
Schenectady, New York 12305

Toll-Free:
(877) MERRIAM x 213
(877) 637-7426 x 213

Send Email
Lisa Rice

Latest posts by Lisa Rice (see all)

There are only certain times when people can enroll in Medicare. Depending on the situation, some people may get Medicare automatically, and others need to apply for Medicare. The first time you can enroll is called your Initial Enrollment Period. Your 7-month Initial Enrollment Period usually: Begins 3 months before the month you...

HRA, medical, insurance, employees, application, Merriam Insurance Applications, healthcare

Two New Types of HRAs Expand Heath Reimbursement Arrangements

Shannon McMeel

Shannon McMeel

TPA Services Representative at Merriam Insurance Agency
376 Broadway
Schenectady, New York 12305

Toll-Free:
(877) MERRIAM x 203
(877) 637-7426 x 203

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Shannon McMeel

Latest posts by Shannon McMeel (see all)

On October 12, 2017 President Trump issued Executive Order 13813 promoting Healthcare Choice and Competition across the United States. This took the form of a Notice to expand the flexibility and use of Health Reimbursement Arrangements (HRAs) to provide more Americans with additional options to obtain quality, affordable healthcare. The proposed...

healthcare, long-term care, patient, nurse, Merriam Insurance

Long-Term Care Insurance

Brian H. Merriam, CPCU, ARM, AAI, President

Brian H. Merriam, CPCU, ARM, AAI, President

President at Merriam Insurance Agency
376 Broadway
Schenectady, New York 12305

Toll-Free:
(877) MERRIAM x 201
(877) 637-7426 x 201

Send Email
Brian H. Merriam, CPCU, ARM, AAI, President

Latest posts by Brian H. Merriam, CPCU, ARM, AAI, President (see all)

A close relative of mine has always been a saver. He would squirrel away money and only bought used cars rather than new. When it came to wanting something that was new, even if it was on sale, he would instead choose to purchase used if in fact he couldn’t...

How Changes May Affect Your Insurance Premiums

Rachel Houghton

Rachel Houghton

Account Representative at Merriam Insurance Agency
376 Broadway
Schenectady, New York 12305

Toll-Free:
(877) MERRIAM x 209
(877) 637-7426 x 209

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Rachel Houghton

Latest posts by Rachel Houghton (see all)

puzzle pieces, man, Healthcare, Employee Benefits, HR360, FSA, HSA, HRA, Merriam Insurance

Introducing the HR360 Online HR Library

Richard Hale

Richard Hale

Marketing Director at Merriam Insurance Agency
376 Broadway
Schenectady, New York 12305

Toll-Free:
(877) MERRIAM x 212
(877) 637-7426 x 212

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Richard Hale

Latest posts by Richard Hale (see all)

As the Affordable Care Act enters into a new phase, many regulations attached to it may represent a burden to your organization. The Health Benefit experts at Merriam Insurance may have the solution, HR360. HR360 our FREE online HR Library, features a step-by-step guide on how to comply with major benefit laws...

Long-term care insurance, Merriam Insurance

How Do People Pay for Professional Long-Term Care?

Brian H. Merriam, CPCU, ARM, AAI, President

Brian H. Merriam, CPCU, ARM, AAI, President

President at Merriam Insurance Agency
376 Broadway
Schenectady, New York 12305

Toll-Free:
(877) MERRIAM x 201
(877) 637-7426 x 201

Send Email
Brian H. Merriam, CPCU, ARM, AAI, President

Latest posts by Brian H. Merriam, CPCU, ARM, AAI, President (see all)

Telemedicine: Transforming the Healthcare Industry

Lisa Rice

Lisa Rice

Health Benefits Account Executive at Merriam Insurance Agency
376 Broadway
Schenectady, New York 12305

Toll-Free:
(877) MERRIAM x 213
(877) 637-7426 x 213

Send Email
Lisa Rice

Latest posts by Lisa Rice (see all)

One of the most cost-effective and time-saving facets of many health insurance plans is telemedicine. Because it is newer, many people do not know what telemedicine is and therefore don’t know how to use it. Telemedicine refers to the practice of caring for patients remotely when the provider and patient...

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