The Importance of Practicing Exercise Safety

Marketing Director at Merriam Insurance Agency
376 Broadway
Schenectady, New York 12305

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Richard Hale

Larry Cesare Appointed as Ravena Branch Manager

Marketing Director at Merriam Insurance Agency
376 Broadway
Schenectady, New York 12305

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Richard Hale
As a result of our acquisition of Armor Risk Management, Inc., we are proud to announce the appointment of Larry Cesare as Branch Manager of our new Ravena, New York location. With over 20 years of experience in the insurance industry, Larry will be responsible for managing the office and...

Tropical Storm Protection: An Ultimate Guide

Marketing Director at Merriam Insurance Agency
376 Broadway
Schenectady, New York 12305

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(877) MERRIAM x 212
(877) 637-7426 x 212

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Richard Hale
It is the time of year to prepare for the Atlantic tropical storm season. To help you and/or your business mitigate tropical cyclone risks, Merriam Insurance would like to provide you with access to the following resources which can prove to be invaluable when it comes to preventing significant property...

Long-Term Care Insurance

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Schenectady, New York 12305

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Brian H. Merriam, CPCU, ARM, AAI
Latest posts by Brian H. Merriam, CPCU, ARM, AAI (see all)
A close relative of mine has always been a saver. He would squirrel away money and only bought used cars rather than new. When it came to wanting something that was new, even if it was on sale, he would instead choose to purchase used if in fact he couldn’t...

Spring Into Better Health

Health Benefits Account Executive at Merriam Insurance Agency
376 Broadway
Schenectady, New York 12305

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Lisa Rice
Latest posts by Lisa Rice (see all)
Spring is coming, it doesn’t have a choice! Daylight will last longer and milder temperatures will be here. Many of us get set in our ways and settle into less healthy routines during the winter months. We go to work, we go home, we sit to eat and watch TV....

Medicare Eligible Employees?

Health Benefits Account Executive at Merriam Insurance Agency
376 Broadway
Schenectady, New York 12305

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Lisa Rice
Latest posts by Lisa Rice (see all)
There are only certain times when people can enroll in Medicare. Depending on the situation, some people may get Medicare automatically, and others need to apply for Medicare. The first time you can enroll is called your Initial Enrollment Period. Your 7-month Initial Enrollment Period usually: Begins 3 months before the month you...

Two New Types of HRAs Expand Heath Reimbursement Arrangements

TPA Services Representative at Merriam Insurance Agency
376 Broadway
Schenectady, New York 12305

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Shannon McMeel
Latest posts by Shannon McMeel (see all)
On October 12, 2017 President Trump issued Executive Order 13813 promoting Healthcare Choice and Competition across the United States. This took the form of a Notice to expand the flexibility and use of Health Reimbursement Arrangements (HRAs) to provide more Americans with additional options to obtain quality, affordable healthcare. The proposed...

How Changes May Affect Your Insurance Premiums

Account Representative at Merriam Insurance Agency
376 Broadway
Schenectady, New York 12305

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(877) MERRIAM x 209
(877) 637-7426 x 209

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Rachel Houghton
Latest posts by Rachel Houghton (see all)