All Categories

New Ordinance in New York City Ensuring Pre-Tax Transit Benefits

Shannon McMeel

TPA Services Representative at Merriam Insurance Agency
376 Broadway
Schenectady, New York 12305

Toll-Free:
(877) MERRIAM x 203
(877) 637-7426 x 203

Send Email
Shannon McMeel

Latest posts by Shannon McMeel (see all)

Glossary of terms associated with a Merriam Auto Policy

The following are terms are associated with an Automobile Policy at Merriam Insurance Agency. Liability: A person’s responsibility to another for injury he/she caused or damages he/she caused to another’s property. Bodily Injury: Your insurance company will pay for Bodily Injury to another that you are legally responsible for because...

New Benefit Services Available

Shannon McMeel

TPA Services Representative at Merriam Insurance Agency
376 Broadway
Schenectady, New York 12305

Toll-Free:
(877) MERRIAM x 203
(877) 637-7426 x 203

Send Email
Shannon McMeel

Latest posts by Shannon McMeel (see all)

The Merriam Agency now offers Third Party Administrator (TPA) benefit services including Flexible Spending Accounts, Health Reimbursement Arrangements, and Health Savings Accounts. These are IRS regulated plans that allow an employee, or employer, to set aside a certain amount of pre-tax money to pay for insurance premiums, out of pocket...

Benefit Advisors: Educating Employers and Employees

There is a need to help employers and employees understand the changing landscape of benefits and the way in which they are funded. An increase in the offering of consumer-driven health care products has not translated into increased understanding on the part of consumers, thus exposing a greater need for educational tools and assistance from benefits professionals. The role of educating employers and employees lies with the benefits adviser.

Merriam Insurance Agency Acquires Latham-based Corporate Benefit Planning

Schenectady-based Merriam Insurance, which announced the deal on Tuesday, did not disclose financial terms. The acquisition closed the previous Monday. Corporate Benefit Planning is located in Latham, NY. Carol Bowman, prior Manager of CBP, said, “We strongly believe that The Merriam Agency will continue the personalized and excellent service we have provided to our valued clients and we are pleased that The Merriam Insurance Agency is available to provide … an expanded service and product line.”

Brokers are Best ACA Exchange Resource

in their quest for answers, these people also supplemented their research with other outlets, including brokers and advisers who scored high in customer satisfaction. New data from The Urban Institute’s Health Policy Center, released Monday, found that half of adults who obtained information on marketplaces only used a website. While information on those sites was considered helpful by two-thirds of users, the sites were found to not be as helpful as other information sources.

Opportunities to Help Those in Need

In January of this year, I took my 16-year-old daughter, Kalina, to Haiti for a short-term mission trip. I hoped that, by showing her the poorest nation in the western hemisphere, she would have an appreciation for the bounty that is ours in America. Additionally, I hoped that she would perceive an obligation to someday help those who have not been as well blessed as we Americans. Even those who are below the poverty line here in our own country have available resources that those in poverty in Haiti do not. Four years ago I took a similar trip

Jump Into Spring: Annual Business Insurance Review

New business owners are concerned to see that conditions are favorable for the success of their business, which includes obtaining the protection of business insurance. However, it is possible that business success and longevity may cause complacency. Ten years ago, you might have started your business with just a small office space and one computer. Yet, today you have an office full of employees and equipment. You may now need to make changes to your original insurance coverage. It is common for small businesses to start out with basic insurance coverage,