Author Archives: Gretchen Kirby

Gretchen Kirby

About Gretchen Kirby

Gretchen is a lifelong resident of Johnsburg and a graduate of Adirondack Community College with an Associates Degree in Accounting. She is the Branch Manager for The Merriam Insurance Agency in the village of North Creek. She is a licensed insurance broker, enabling her to better serve your insurance needs.

“Gret” is married, has one son, and two wonderful grandchildren. She enjoys cross country skiing and cross stitching.

Branch Manager
295 Main St
North Creek, NY 12853

(518) 251-5839 direct

Tales from the North Country

Life up in the North Country Lifestyles in different regions of New York State, especially the North Country, are extremely diverse. What can I tell you about insuring people and businesses in the heart of the Adirondack Park? I have been the North Creek Branch Manager of the Merriam Agency...

Agent vs. Direct

I’m sure you have seen the commercials for insurance carriers such as Geico and Progressive. These carriers are reached by phone or internet. You rarely, if ever, speak to the same representative twice. Insurance is a complicated business. When you purchase from the internet, you choose the options yourself, not...

Are You Prepared?

No matter how much we think we are in control of our lives, sometimes this could not be further from the truth. I recently had a sudden and unexpected death in my family when my sister’s husband had a massive heart attack. I drove her to the hospital, was with...

Are Insurance Costs Too High

Here are a few tips from North Creek that might help: • Bundle your policies. Most insurance carriers give a discount for having both your home and auto policies. • Take a defensive driving class to reduce your auto premium. If you take this class, you will see a 10% discount off the collision, liability, and personal injury protection premiums on your policy, especially if you have a new driver in your family. This is a great way to save money