Author Archives: Joshua D. Crowder, AAI-M

Joshua D. Crowder, AAI-M

About Joshua D. Crowder, AAI-M

Josh joined the Merriam team in 2011 in a management and production capacity. He holds a BS in Economics from Siena College and has more than 10 years in the Commercial Banking and Municipal Finance arenas. Josh holds his New York State Property and Casualty, and Life, Accident and Health licenses. He is currently pursuing a Master’s Degree from Mid America Baptist Theological Seminary, and is simultaneously studying to increase his depth of insurance knowledge. Josh is married and the father of six children. He is thrilled to have the opportunity to provide his clients with the personal attention and value in service that they expect.

Operations Manager
Schenectady, NY 12301-1038

Toll-Free:
(877) MERRIAM x 224
(877) 637-7426 x 224

Working or Volunteering with Children?

If you work or volunteer with children it is important to know how to properly protect your organization against potential threats. Abuse and Molestation Coverage protects your organization from the unthinkable act of a defenseless, dependent child being abused or molested. The Merriam Insurance Agency addresses abuse in two parts,...

You may have a lawsuit on the horizon . . .

Did you know you could be sued for seemingly innocuous actions? Things such as: the “wrongful imprisonment” of the neighborhood kid you caught lurking in your backyard and suspected him of burglary. In good conscience, you kept him there until the police arrived, but they determined he really was just...

Going the Extra Mile

The early snowfall in Western New York this past winter caught national attention when the Buffalo Bills had to play a “home” game in Detroit, because there was too much snow to get to the stadium. This is a rare problem for people in that part of the state. They...

Drop Dead Deadline

It is common for the Human Resources person at a workplace to pass out new forms every year during open enrollment, requiring every employee to indicate their personal information and that of their spouse and children, as well as the health plan they are choosing, the primary care physician, etc. It seems that there is always a question that cannot be answered immediately so these forms are set aside to complete later. Sometimes, later is after the deadline

Residential Fire Awareness

According to a recent U.S. Fire Administration study, on an annual basis, fire departments across the country are called to 360,900 fires, resulting in “2,495 deaths, 13,250 injuries and $7 billion in property losses.” This research also found that residential building fires peaked between 5:00 to 8:00 P.M., typically while people are cooking dinner. What can be done to reduce the likelihood of a death, injury or property loss as a result of a residential fire?