Author Archives: James Dick, CPCU, AAI

James Dick, CPCU, AAI

About James Dick, CPCU, AAI

376 Broadway Schenectady, New York 12305 Toll-Free: (877) MERRIAM x 219 (877) 637-7426 x 219 Send Email

Merriam Insurance Partners in Cutting-Edge Remote Sensor Program

Merriam Insurance is partnering with several of its rescue mission/homeless shelter clients nationally to pilot cutting-edge remote sensor technology. These sensors are designed to send a signal through cell phone towers every 10–15 minutes, reporting the temperature and moisture levels in a monitored building. After being installed, the sensors are...

Uninsured and Underinsured Motorists: What you need to know

Nationally, 1 out of 7 drivers is underinsured. As averages go, some geographical areas are better, while others (usually metropolitan areas) are worse. Do not be lulled into thinking that the state laws have corrected the underinsurance problem. No, when we face difficult economies like we do today, auto insurance is one of the first areas to suffer. In an effort to save money, many people are simply giving up auto insurance all together. If cost is a concern, we can often balance your policy’s coverages differently so