Author Archives: James Dick, CPCU, AAI

James Dick, CPCU, AAI

About James Dick, CPCU, AAI

376 Broadway Schenectady, New York 12305 Toll-Free: (877) MERRIAM x 219 (877) 637-7426 x 219 Send Email

Wagon Ride Safety at Your KOA

What is it about riding on a tractor or horse-pulled wagon that brings out the kid in just about everyone? Whatever the reason, it is imperative that your KOA takes the necessary precautions to ensure the safety of your guests and staff. Whether your wagon is being pulled by a...

Help from the Handyman: What you need to know

What happens if your KOA’s handyman causes an unnoticed water leak within your walls, causing the growth of a fungus? What if a camper bumps into his ladder and both are injured in the resulting fall? What if he turns out to be a terrible handyman and the roof you...

Liability of Serving Champagne

Do you include wine in romantic packages? What about welcome champagne? While these can greatly enhance the guests’ experience when done correctly, they can also provide a surprising liability issue for inns. For example, a guest consumes the glass of champagne and then has an automobile accident later that evening....