What happens if a Work Camper is seriously injured? Work Campers are wonderful people who are extremely integral to the operations of many parks. They provide valuable services without the cost of an employee. But what happens if a work camper is seriously injured? What if someone has their hand...
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Careful on the stairs!
Handrails to Prevent Lawsuits Several of the inns we serve are beautiful historic mansions. Many times the custom-built architecture from the past does not include a key component of inn safety – handrails on all of the steps. While this may seem like a small item, in the minds of insurance...
How much Bodily Injury Liability Insurance Should I Purchase?
There is a maximum amount that any insurance company will spend on an accident that involves bodily injury (their “limit”), but the consumer, in fact, chooses what that amount will be. When deciding how high of a “limit” to purchase, it’s important to consider the fact that medical expenses from...
Bodily Injury Liability on my Car Insurance
I dare you to work the phrase “bodily injury” into normal conversation. Fortunately, the concept is quite straightforward, even if it does have an uncomfortable ring to it. “Bodily Injury” appears on a car insurance policy in the phrase, “Liability for Bodily Injury – Per Person and Per Accident.” In insurance, “bodily injury”...
The Bimmer that Burned
What I Learned When My Car Caught On Fire. I love BMW sedans made in the early 2000s. Growing up, I thought the 3-Series of that era were the most beautiful cars in the world. Last summer, I saw a 5-speed on the car lot of one of our clients...
When Good Intentions Go Bad
Human error is an inevitable part of doing business. Even the most thorough and conscientious employee will suffer from distraction or a momentary lapse in judgment. Such errors, intentional or not, cost valuable time and resources to correct, may alienate customers, and may hurt the trust teammates have in each other. A policy of dealing proactively with mistakes must permeate your organization. The ideal scenario is that a mistake be reported to a person who has the power to correct the issue before too much damage is done. This proactive attitude may include