Merriam Insurance Partners in Cutting-Edge Remote Sensor Program

Merriam Insurance is partnering with several of its rescue mission/homeless shelter clients nationally to pilot cutting-edge remote sensor technology. These sensors are designed to send a signal through cell phone towers every 10–15 minutes, reporting the temperature and moisture levels in a monitored building. After being installed, the sensors are able to teach themselves the normal rhythms of the building’s temperature and moisture levels. If a potential water leak is detected, a notification is sent to the maintenance staff responsible for the building to investigate and take corrective action, hopefully preventing a loss. Building and insurance losses due to preventable water damage, especially from pipes...

Uninsured and Underinsured Motorists: What you need to know

Nationally, 1 out of 7 drivers is underinsured. As averages go, some geographical areas are better, while others (usually metropolitan areas) are worse. Do not be lulled into thinking that the state laws have corrected the underinsurance problem. No, when we face difficult economies like we do today, auto insurance is one of the first areas to suffer. In an effort to save money, many people are simply giving up auto insurance all together. If cost is a concern, we can often balance your policy’s coverages differently so