Commercial Insurance

Notice for NYS Policyholders – COVID-19 Premium Payments

Sales Manager at Merriam Insurance Agency
376 Broadway
Schenectady, New York 12305

Toll-Free:
(877) MERRIAM x 219
(877) 637-7426 x 219

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James Dick, CPCU, AAI
This notice applies specifically to our personal and commercial insurance customers who are based in New York State. April 9, 2020 We hope that this message finds you and your family safe and healthy. In these are difficult times the New York Legislature and Department of Financial Services have been...

Tropical Storm Protection: An Ultimate Guide

Marketing Director at Merriam Insurance Agency
376 Broadway
Schenectady, New York 12305

Toll-Free:
(877) MERRIAM x 212
(877) 637-7426 x 212

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Richard Hale
It is the time of year to prepare for the Atlantic tropical storm season. To help you and/or your business mitigate tropical cyclone risks, Merriam Insurance would like to provide you with access to the following resources which can prove to be invaluable when it comes to preventing significant property...

Is Your Organization Liable for the Use of a Personal Vehicle?

Operations Manager at Merriam Insurance Agency
376 Broadway
Schenectady, New York 12305

Toll-Free:
(877) MERRIAM x 224
(877) 637-7426 x 224

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Joshua D. Crowder, AAI-M
Do you ever drive your personal vehicle, on behalf of an organization, as a volunteer or an employee? Are you responsible for an organization that has volunteers or employees that drive their personal vehicles while performing organization business? There are many tasks that fall into this category: drivers could be...

When Rising Water Is Called a Flood

There are floods in the news again… seems incessant. Hurricane Sandy just devastated the New York metropolitan area. Duluth is still working to recover from recent flood damage of trout streams and hiking trails. Though we’ll likely have a reprieve for a few months, flood season will come roaring back shortly after we’re lulled to sleep. Most everyone experiences a surprise “flood” in one situation or another, whether a formally declared flood such as caused by hurricane Sandy, or a swamped basement because a sump pump couldn’t keep up following a spring thunderstorm. There are multiple definitions of what constitutes a “flood.” Some floods are addressed easily by insurance, some are clearly excluded.

The Wage & Hour Threat to Your Organization

376 Broadway
Schenectady, New York 12305

Toll-Free:
(877) MERRIAM x 201
(877) 637-7426 x 201

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Brian H. Merriam, CPCU, ARM, AAI
Latest posts by Brian H. Merriam, CPCU, ARM, AAI (see all)
One of the advantages of being a national insurance consultant and risk manager is that it allows us to see legal trends that are growing before our clients are hit with the latest threat, and thereby, we often have time to build a defense before the storms hit. One such...

Holiday Parties: Is Your Company Protected?

Marketing Director at Merriam Insurance Agency
376 Broadway
Schenectady, New York 12305

Toll-Free:
(877) MERRIAM x 212
(877) 637-7426 x 212

Send Email
Richard Hale

How Changes May Affect Your Insurance Premiums

Account Representative at Merriam Insurance Agency
376 Broadway
Schenectady, New York 12305

Toll-Free:
(877) MERRIAM x 209
(877) 637-7426 x 209

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Rachel Houghton
Latest posts by Rachel Houghton (see all)

How to Buy Car Insurance

Sales Manager at Merriam Insurance Agency
376 Broadway
Schenectady, New York 12305

Toll-Free:
(877) MERRIAM x 219
(877) 637-7426 x 219

Send Email
James Dick, CPCU, AAI

Directors and Officers Liability Insurance

Operations Manager at Merriam Insurance Agency
376 Broadway
Schenectady, New York 12305

Toll-Free:
(877) MERRIAM x 224
(877) 637-7426 x 224

Send Email
Joshua D. Crowder, AAI-M

Protecting Yourself Against Wire Fraud

Marketing Director at Merriam Insurance Agency
376 Broadway
Schenectady, New York 12305

Toll-Free:
(877) MERRIAM x 212
(877) 637-7426 x 212

Send Email
Richard Hale