Commercial Insurance

Community Partnerships: Blessing or Liability?

Operations Manager at Merriam Insurance Agency
376 Broadway
Schenectady, New York 12305

Toll-Free:
(877) MERRIAM x 224
(877) 637-7426 x 224

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Joshua D. Crowder, AAI-M
For many non-profits, forming community partnership relationships with other like-minded non-profits can be extremely beneficial to their operation. The benefits of collaboration are almost innumerable, including: The ability to offer a broader scope of specialized services. Low or no additional overhead costs. Both entities can gain access to each other’s...

Understanding Your Risks for a Pollution Claim

Branch Manager at Merriam Insurance Agency
7900 East Union Avenue, Suite 1100
Denver, Colorado 80237

(719) 488-3206 Direct

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Jon Barron, AAI
Latest posts by Jon Barron, AAI (see all)
Pollution is a subject that is in the news on a regular basis. Thanks to regular reporting, we are aware of major pollutants caused by big industry. These situations can cause wide-spread, and in some situations, long lasting adverse effects to the air we breathe, the land we inhabit and...

Understanding Business Interruption Insurance

Sales Manager at Merriam Insurance Agency
376 Broadway
Schenectady, New York 12305

Toll-Free:
(877) MERRIAM x 219
(877) 637-7426 x 219

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James Dick, CPCU, AAI
Latest posts by James Dick, CPCU, AAI (see all)
Imagine this scenario. You own a very popular campground and are fully booked for the current summer season. What would happen to your business if the campground was forced to close for part of the summer? How would that affect your bottom line? Business Interruption Insurance is the answer. Kevin...

Active Shooter Response: How to Survive a Shooting Event

376 Broadway
Schenectady, New York 12305

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(877) MERRIAM x 201
(877) 637-7426 x 201

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Brian H. Merriam, CPCU, ARM, AAI
Latest posts by Brian H. Merriam, CPCU, ARM, AAI (see all)
There was just another active shooter incident recently. It seems that this is becoming an almost weekly, if not monthly, occurrence. It is not your imagination; the frequency of such tragic occurrences is increasing. I will not argue for or against more gun control laws or for different background checks...

Title Insurance: What you need to know

Marketing Director at Merriam Insurance Agency
376 Broadway
Schenectady, New York 12305

Toll-Free:
(877) MERRIAM x 212
(877) 637-7426 x 212

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Richard Hale
So you’re buying a house? It’s an incredibly exciting time. And once you find a house and your offer is accepted, you get closer and closer to it being YOUR home. But as you get closer to the closing, you find out that there are all these closings costs. They are...

When Your Email is Hacked and You Are the Last to Know

Sales Manager at Merriam Insurance Agency
376 Broadway
Schenectady, New York 12305

Toll-Free:
(877) MERRIAM x 219
(877) 637-7426 x 219

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James Dick, CPCU, AAI
Latest posts by James Dick, CPCU, AAI (see all)
In this age of convenience and innovation, most of us take advantage of all the technology available to us. Seldom do we think about the downside of that convenience—hacking, the “Dark Web,” stolen identities, and legitimate-looking emails from adept, fraudulent sources. One of the most concerning incidents of fraudulent communications...

Understanding Business Interruption Insurance for KOAs

Sales Manager at Merriam Insurance Agency
376 Broadway
Schenectady, New York 12305

Toll-Free:
(877) MERRIAM x 219
(877) 637-7426 x 219

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James Dick, CPCU, AAI
Latest posts by James Dick, CPCU, AAI (see all)

Understanding Business Interruption Insurance for Inns

Sales Manager at Merriam Insurance Agency
376 Broadway
Schenectady, New York 12305

Toll-Free:
(877) MERRIAM x 219
(877) 637-7426 x 219

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James Dick, CPCU, AAI
Latest posts by James Dick, CPCU, AAI (see all)

Do you own an older building?

Sales Manager at Merriam Insurance Agency
376 Broadway
Schenectady, New York 12305

Toll-Free:
(877) MERRIAM x 219
(877) 637-7426 x 219

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James Dick, CPCU, AAI
Latest posts by James Dick, CPCU, AAI (see all)

Is Your Church Vulnerable to the Internet?

Sales Manager at Merriam Insurance Agency
376 Broadway
Schenectady, New York 12305

Toll-Free:
(877) MERRIAM x 219
(877) 637-7426 x 219

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James Dick, CPCU, AAI
Latest posts by James Dick, CPCU, AAI (see all)
Almost all churches are involved in some way with use of the internet. You probably communicate with committee members via email or perhaps pay some bills online. Many churches also have a website or Facebook page as a way to connect with their congregations and the community. Or perhaps you...