Flexible Spending Accounts, HSAs and HRAs

Let The Merriam Agency guide you towards the right flexible spending and health savings accounts for your business. We provide personal guidance to you and your employees and help them navigate their options and save money on medical expenses.

Trying to understand HRAs, HSAs and FSAs can be overwhelming. Let Merriam help you and your employees find the best options to manage medical expenses.

Coverage Options

  • HRAs (Health Reimbursement Accounts) – Employer-funded accounts paired with High Deductible Health Plans
  • HSAs (Heath Savings Accounts) – A pre-tax deduction funded by the employee for medical expenses
  • FSA – (Flexible Spending Account) – A pre-tax deduction to manage out-of-pocket medical, dental and transportation expenses and dependent care.

Lisa Rice

Health Benefits Account Executive at Merriam Insurance Agency
376 Broadway
Schenectady, New York 12305

(877) MERRIAM x 213
(877) 637-7426 x 213

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Lisa Rice

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