Almost all churches are involved in some way with use of the internet. You probably communicate with committee members via email or perhaps pay some bills online. Many churches also have a website or Facebook page as a way to connect with their congregations and the community. Or perhaps you...
General
Joyfully Serving our Clients, Coast to Coast
The Merriam Insurance Agency is headquartered in the beautiful and historic city of Schenectady, New York. While our main office is located in upstate New York, we are honored to provide complete, accurate and timely service to all of our clients across the United States. Each of our customers have...
An Unexpected Journey of Growth
My name is Jennifer Holt. I began my journey with the Merriam Insurance Agency in 2009 as a Professional Liability Account Manager. During my years of service at Merriam, I have worn several hats. My responsibilities have ranged from customer service to department management and development and marketing of an...
Employment Practices Liability Insurance
If you think an allegation of sexual harassment, retaliation, or discrimination will never be made against your organization—think again. Employment-related claims impact organizations of every size, in every industry and can disrupt businesses, hurt employee morale, damage reputations and cost businesses financially. Employment Practices Liability Insurance (EPLI) may be the...
New York State Paid Family Leave
As of January 1, 2018, New York State’s Paid Family Leave (PFL) began to provide paid time off so an employee can: bond with a newly born, adopted, or fostered child; care for a family member with a serious health condition; or assist loved ones when a family member is...
Tips for Safe Outdoor Adventures
When winter turns to spring, and spring turns to summer, it’s time to hang up the skis and dust off the hiking boots. This summer millions of Americans will head outside to camp, kayak, hike, and bike. To ensure that you maximize your valuable leisure time, here are 5 tips...
Long-Term Care Insurance
A close relative of mine has always been a saver. He would squirrel away money and only bought used cars rather than new. When it came to wanting something that was new, even if it was on sale, he would instead choose to purchase used if in fact he couldn’t...
Service Line Coverage: What You Need to Know
It is common for homeowners to forget that the water that flows through our homes and the wastewater that flows out spends time traveling through the area between the front of the house and the street. If those subterranean pipe systems happen to fail, the homeowner, not the utility, is...
NYS Paid Family Leave: What Your Church Needs to Know
Governor Andrew Cuomo has signed into law a phased-in system of paid family leave (PFL) that became effective January 1, 2018 for New York employers. Administered by the State of New York Workers’ Compensation Division, PFL is an automatic rider to your statutory disability policy. PFL eligibility and internal administration...
Driving for the Ministry? What church leadership needs to know
Can your church get sued over a car accident, even if the church does not own a vehicle? The answer is yes. Any time a person drives his or her own vehicle on church business, liability is generated for the church ministry. This could be the pastor driving to visit...