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Merriam Insurance Welcomes Lisa Rice

Richard Hale

Richard Hale

Marketing Director at Merriam Insurance Agency
376 Broadway
Schenectady, New York 12305

Toll-Free:
(877) MERRIAM x 212
(877) 637-7426 x 212

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Richard Hale
The Merriam Insurance family is proud to welcome Lisa Rice, the newest addition to our team, Health Benefits Account Executive. Lisa has been advising New York State businesses and organizations regarding their benefits needs for over 20 years, and has excellent relationships with all the health insurers in the region....

Understanding Your Risks for a Pollution Claim

Jon Barron, AAI

Jon Barron, AAI

Branch Manager at Merriam Insurance Agency
7900 East Union Avenue, Suite 1100
Denver, Colorado 80237

(719) 488-3206 Direct

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Jon Barron, AAI

Latest posts by Jon Barron, AAI (see all)

Pollution is a subject that is in the news on a regular basis. Thanks to regular reporting, we are aware of major pollutants caused by big industry. These situations can cause wide-spread, and in some situations, long lasting adverse effects to the air we breathe, the land we inhabit and...

Understanding Business Interruption Insurance

James Dick, CPCU, AAI

James Dick, CPCU, AAI

Sales Manager at Merriam Insurance Agency
376 Broadway
Schenectady, New York 12305

Toll-Free:
(877) MERRIAM x 219
(877) 637-7426 x 219

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James Dick, CPCU, AAI

Latest posts by James Dick, CPCU, AAI (see all)

Imagine this scenario. You own a very popular campground and are fully booked for the current summer season. What would happen to your business if the campground was forced to close for part of the summer? How would that affect your bottom line? Business Interruption Insurance is the answer. Kevin...

SCCC Foundation Receives $5,000 Donation

Richard Hale

Richard Hale

Marketing Director at Merriam Insurance Agency
376 Broadway
Schenectady, New York 12305

Toll-Free:
(877) MERRIAM x 212
(877) 637-7426 x 212

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Richard Hale
The Merriam Insurance Agency is pleased to announce that it has donated $5,000 to the Jenson E. Merriam Memorial Scholarship through the SCCC Foundation. Designed by the Merriam Insurance Agency, the scholarship is named in memory of Jenson Merriam (November 5, 1993–December 23, 2011). Jenson, a former SCCC student, was...

Active Shooter Response: How to Survive a Shooting Event

Brian H. Merriam, CPCU, ARM, AAI, President

Brian H. Merriam, CPCU, ARM, AAI, President

376 Broadway
Schenectady, New York 12305

Toll-Free:
(877) MERRIAM x 201
(877) 637-7426 x 201

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Brian H. Merriam, CPCU, ARM, AAI, President

Latest posts by Brian H. Merriam, CPCU, ARM, AAI, President (see all)

There was just another active shooter incident recently. It seems that this is becoming an almost weekly, if not monthly, occurrence. It is not your imagination; the frequency of such tragic occurrences is increasing. I will not argue for or against more gun control laws or for different background checks...

Introducing the HR360 Online HR Library

Richard Hale

Richard Hale

Marketing Director at Merriam Insurance Agency
376 Broadway
Schenectady, New York 12305

Toll-Free:
(877) MERRIAM x 212
(877) 637-7426 x 212

Send Email
Richard Hale
As the Affordable Care Act enters into a new phase, many regulations attached to it may represent a burden to your organization. The Health Benefit experts at Merriam Insurance may have the solution, HR360. HR360 our FREE online HR Library, features a step-by-step guide on how to comply with major benefit laws...

Title Insurance: What you need to know

Richard Hale

Richard Hale

Marketing Director at Merriam Insurance Agency
376 Broadway
Schenectady, New York 12305

Toll-Free:
(877) MERRIAM x 212
(877) 637-7426 x 212

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Richard Hale
So you’re buying a house? It’s an incredibly exciting time. And once you find a house and your offer is accepted, you get closer and closer to it being YOUR home. But as you get closer to the closing, you find out that there are all these closings costs. They are...

When Your Email is Hacked and You Are the Last to Know

James Dick, CPCU, AAI

James Dick, CPCU, AAI

Sales Manager at Merriam Insurance Agency
376 Broadway
Schenectady, New York 12305

Toll-Free:
(877) MERRIAM x 219
(877) 637-7426 x 219

Send Email
James Dick, CPCU, AAI

Latest posts by James Dick, CPCU, AAI (see all)

In this age of convenience and innovation, most of us take advantage of all the technology available to us. Seldom do we think about the downside of that convenience—hacking, the “Dark Web,” stolen identities, and legitimate-looking emails from adept, fraudulent sources. One of the most concerning incidents of fraudulent communications...

Property Damage Liability on Car Insurance

James Dick, CPCU, AAI

James Dick, CPCU, AAI

Sales Manager at Merriam Insurance Agency
376 Broadway
Schenectady, New York 12305

Toll-Free:
(877) MERRIAM x 219
(877) 637-7426 x 219

Send Email
James Dick, CPCU, AAI

Latest posts by James Dick, CPCU, AAI (see all)

The Value of an Independent Insurance Agent

There are several different types of insurance agents, divided between independent agents and captive agents, and divided into groups based on the type of insurance being sold. There is tremendous value brought to the consumer in the relationship with an independent insurance agent. Independent agents, like ourselves, represent a large group of companies. This allows us to provide the best rates and coverage available to all our clients. Upon reviewing