Rescue Mission & Homeless Shelter Insurance

Offered nationwide, The Merriam Agency’s insurance for Rescue Missions and homeless shelters is shaped by years of experience covering these very specialized non-profits. We understand your unique risks.

Let Merriam create a policy that aligns to the needs of your organization, so that you can focus on the important work you do to help others.

Coverage Options

  • Property Insurance including
    • Building Coverage
    • Business Personal Property
    • Personal Property of Guests/Clients
    • Business Income with Extra Expense – to cover lost donations
  • General Liability Insurance including
    • Bodily Injury and Property Damage
    • Personal and Advertising Injury
  • Abuse/Molestation Liability
  • Professional Liability Including
    • Social Service Professional Liability
    • Pastoral Professional Liability
  • Employee Benefits Liability
  • Umbrella Liability
  • Automobile Insurance Including
    • Personal Injury Protection (where applicable)
    • Liability – for Bodily Injury or Property Damage to others
    • Medical Payments
    • Underinsured/Underinsured Motorists Liability
  • Coverage for Residents/Program Participants Including
    • Accident Medical Expense
    • Work Loss Coverage
  • Coverage for Volunteers Including
    • Accidental Medical Expense
    • Work Loss Coverage
  • Directors and Officers coverage including:
    • Directors and Officers Liability
    • Employment Practices Liability
    • Fiduciary Liability
    • Internet Liability
  • Health Benefits
    • The Merriam Agency partners with the Citygate Network and other Health Insurance companies to provide:
      • Medical/Health Insurance
      • Dental
      • Vision
      • Long Term Disability
      • Group Life

James Dick, CPCU, AAI

Sales Manager at Merriam Insurance Agency
376 Broadway
Schenectady, New York 12305

Toll-Free:
(877) MERRIAM x 219
(877) 637-7426 x 219

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James Dick, CPCU, AAI

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“The professionals at Merriam Insurance have been my go to experts for E&O coverage for over 10 years! They give great response time and they are fantastic at what they do!”

JOSEPH DEPIETRO, THE SECURITY TITLE GUARANTEE CORP. OF BALTIMORE

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From personal to commercial, for-profits and not-for-profits, Merriam Insurance has been providing protection for the financial needs of clients since 1895. Merriam Insurance is nationally recognized and awarded for personal service, timely advice, right-sized policies and clear communication.