Rescue Mission & Homeless Shelter Insurance

Offered nationwide, The Merriam Agency’s insurance for Rescue Missions and homeless shelters is shaped by years of experience covering these very specialized non-profits. We understand your unique risks.

Let Merriam create a policy that aligns to the needs of your organization, so that you can focus on the important work you do to help others.

Coverage Options

  • Property Insurance including
    • Building Coverage
    • Business Personal Property
    • Personal Property of Guests/Clients
    • Business Income with Extra Expense – to cover lost donations
  • General Liability Insurance including
    • Bodily Injury and Property Damage
    • Personal and Advertising Injury
  • Abuse/Molestation Liability
  • Professional Liability Including
    • Social Service Professional Liability
    • Pastoral Professional Liability
  • Employee Benefits Liability
  • Umbrella Liability
  • Automobile Insurance Including
    • Personal Injury Protection (where applicable)
    • Liability – for Bodily Injury or Property Damage to others
    • Medical Payments
    • Underinsured/Underinsured Motorists Liability
  • Coverage for Residents/Program Participants Including
    • Accident Medical Expense
    • Work Loss Coverage
  • Coverage for Volunteers Including
    • Accidental Medical Expense
    • Work Loss Coverage
  • Directors and Officers coverage including:
    • Directors and Officers Liability
    • Employment Practices Liability
    • Fiduciary Liability
    • Internet Liability
  • Health Benefits
    • The Merriam Agency partners with the Citygate Network and other Health Insurance companies to provide:
      • Medical/Health Insurance
      • Dental
      • Vision
      • Long Term Disability
      • Group Life
James Dick, CPCU, AAI

“The professionals at Merriam Insurance have been my go to experts for E&O coverage for over 10 years! They give great response time and they are fantastic at what they do!”


2018 IIABA Best Practices Agency Logo, Merriam Insurance Logo, Trusted Choice Logo

From personal to commercial, for-profits and not-for-profits, Merriam Insurance has been providing protection for the financial needs of clients since 1895. Merriam Insurance is nationally recognized and awarded for personal service, timely advice, right-sized policies and clear communication.