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Equipment Breakdown Coverage for Your Home
The summer of 2016 was very busy for Nick and Brittany Desso—they were moving, buying a house, and getting married, almost all at the same time. They used the Merriam team to help them find the right home insurance. They appreciated the thoroughness of the Merriam team in asking questions...
Merriam Insurance Partners in Cutting-Edge Remote Sensor Program
Merriam Insurance is partnering with several of its rescue mission/homeless shelter clients nationally to pilot cutting-edge remote sensor technology. These sensors are designed to send a signal through cell phone towers every 10–15 minutes, reporting the temperature and moisture levels in a monitored building. After being installed, the sensors are...
The Wage & Hour Threat to Your Organization
One of the advantages of being a national insurance consultant and risk manager is that it allows us to see legal trends that are growing before our clients are hit with the latest threat, and thereby, we often have time to build a defense before the storms hit. One such...
Uninsured and Underinsured Motorists: What you need to know
Nationally, 1 out of 7 drivers is underinsured. As averages go, some geographical areas are better, while others (usually metropolitan areas) are worse. Do not be lulled into thinking that the state laws have corrected the underinsurance problem. No, when we face difficult economies like we do today, auto insurance is one of the first areas to suffer. In an effort to save money, many people are simply giving up auto insurance all together. If cost is a concern, we can often balance your policy’s coverages differently so