News & Information

Uninsured and Underinsured Motorists: What you need to know

Nationally, 1 out of 7 drivers is underinsured. As averages go, some geographical areas are better, while others (usually metropolitan areas) are worse. Do not be lulled into thinking that the state laws have corrected the underinsurance problem. No, when we face difficult economies like we do today, auto insurance is one of the first areas to suffer. In an effort to save money, many people are simply giving up auto insurance all together. If cost is a concern, we can often balance your policy’s coverages differently so

Four Generations Providing Expert Evaluation

After the national tragedy in New York City on Sept. 11, 2001, the nation’s oldest mission lost its insurance coverage because of its high-risk location. If it couldn’t secure new coverage, hundreds of needy New Yorkers would be deprived of basic needs. Merriam Insurance filled that void and provided the shelter with comprehensive coverage thanks to its expertise in writing policies for churches, missions and shelters.