New York State Paid Family Leave

As of January 1, 2018, New York State’s Paid Family Leave (PFL) began to provide paid time off so an employee can: bond with a newly born, adopted, or fostered child; care for a family member with a serious health condition; or assist loved ones when a family member is...

Tips for Safe Outdoor Adventures

This season millions of Americans will head outside to camp, kayak, hike, and bike. To ensure that you maximize your valuable leisure time, here are 5 tips to recreate safely for the whole season. Plan Ahead and Prepare. Knowing where you’re going to hike, paddle, or bike is just the...

New York Homeowners Insurance Quote Request

If you would like to speak to us in more depth about our homeowners insurance coverage, or obtain a free quote, contact us today or fill out the information below. Once we receive your information, we will get back to you in a day or two with a premium indication....

Omar Villarreal

Assistant Account Representative
376 Broadway
Schenectady, NY 12301-1038

Toll-Free:
(877) MERRIAM x 220
(877) 637-7426 x 220

Shannon Piegaro

Commercial Lines Account Representative
376 Broadway
Schenectady, NY 12301-1038

Toll-Free:
(877) MERRIAM x 222
(877) 637-7426 x 222

Referral Form

Refer a friend, family member, or colleague and if they sign up for a policy with us you will receive a $10 gift card. Thank you for taking the time to refer your friends and family to us! Every time you refer a friend, family member or colleague, you are helping them benefit from...

Service Line Coverage: What You Need to Know

It is common for homeowners to forget that the water that flows through our homes and the wastewater that flows out spends time traveling through the area between the front of the house and the street. If those subterranean pipe systems happen to fail, the homeowner, not the utility, is...