Medicare Insurance

Medicare Supplement Plans

If you are turning 65 and enrolling in Medicare Insurance for the first time, or getting ready to retire and moving off your employer’s health insurance plan, you probably have a lot of questions. Choosing the right Medicare supplement is important, but can be overwhelming.

If you would like our assistance, the team at Merriam Insurance will help you assess your needs health insurance needs and understand what Medicare does and does not provide you. We will then help you compare different plans from different carriers, including CDPHP, MVP, and Blue Shield, to get the plan that provides the most value to you.

Contact us if you would like more information.

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Controlling Health Insurance Costs

Despite the declarations of politicians, statistics show the cost of health insurance continuing to rise dramatically. Newton’s third law of physics, “for every action, there is an equal and opposite reaction,” applies in economics as well as physics. As our government continues to make “free services” available along with reducing payments, the costs are showing up in other areas. Quite simply, insurers are passing along the cost to the person who writes the checks. “Value-Based Purchasing” (kind-of a reverse version of pay-for-performance) and “Reduced Payments for Hospital Readmissions” are the two most