Medicare Eligible Employees?

Lisa Rice

Lisa Rice

Health Benefits Account Executive at Merriam Insurance Agency
Health Benefits Account Executive
Schenectady, New York

Toll-Free:
(877) MERRIAM x 213
(877) 637-7426 x 213

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Lisa Rice

Latest posts by Lisa Rice (see all)

There are only certain times when people can enroll in Medicare. Depending on the situation, some people may get Medicare automatically, and others need to apply for Medicare. The first time you can enroll is called your Initial Enrollment Period. Your 7-month Initial Enrollment Period usually: Begins 3 months before the month you...

Two New Types of HRAs Expand Heath Reimbursement Arrangements

Shannon McMeel

Shannon McMeel

TPA Services Representative at Merriam Insurance Agency
Shannon McMeel

Latest posts by Shannon McMeel (see all)

Compliance Alert Two New Types of HRAs Expand Heath Reimbursement Arrangements On October 12, 2017 President Trump issued Executive Order 13813 promoting Healthcare Choice and Competition across the United States. This took the form of a Notice to expand the flexibility and use of Health Reimbursement Arrangements (HRAs) to provide...

Long-Term Care Insurance

Brian H. Merriam, CPCU, ARM, AAI, President
Brian H. Merriam, CPCU, ARM, AAI, President

Latest posts by Brian H. Merriam, CPCU, ARM, AAI, President (see all)

A close relative of mine has always been a saver. He would squirrel away money and only bought used cars rather than new. When it came to wanting something that was new, even if it was on sale, he would instead choose to purchase used if in fact he couldn’t...

Introducing the HR360 Online HR Library

Richard Hale

Richard Hale

Marketing Director at Merriam Insurance Agency
Rich joined Merriam Insurance in the spring of 2017 as the Marketing Director. He earned a BA in English Literary Studies from the University at Albany, and has obtained his Six Sigma Green Belt certification from Motorola University.

Rich is most passionate about helping people understand the important benefits of working with an independent broker such as the Merriam Insurance Agency. It is his mission to ensure clients know where they can gain access to everything they would need, should the unthinkable happen.

When he's not working, Rich enjoy's spending time with his two teenage children and their golden retriever Alfred.

Marketing Director
Schenectady, New York

Toll-Free:
(877) MERRIAM x 212
(877) 637-7426 x 212

Send Email
Richard Hale

Latest posts by Richard Hale (see all)

As the Affordable Care Act enters into a new phase, many regulations attached to it may represent a burden to your organization. The Health Benefit experts at Merriam Insurance may have the solution, HR360. HR360 our FREE online HR Library, features a step-by-step guide on how to comply with major benefit laws...