Professional Liability Programs

James Dick, CPCU, AAI

Sales Manager at Merriam Insurance Agency
376 Broadway
Schenectady, New York 12305

(877) MERRIAM x 219
(877) 637-7426 x 219

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James Dick, CPCU, AAI

Latest posts by James Dick, CPCU, AAI (see all)


Professional Liability Programs

Every prudent business or individual has a good accountant and trusted lawyer. Professional liability is inherent due to inadvertent errors and omissions that may occur. A policy from the Merriam Agency provides not only protection for your business but the guidance and expertise of a professional staff with years of experience.

When faced with a claim, Merriam clients enjoy the benefits of Award-Winning Service by working with a team who knows how to look out for your best interest and solve problems before they arise.

Title Agents’ Errors & Omissions

Leading up to 2008, the housing market was moving at an extremely fast pace. Now, we’re seeing many of the errors from that period surface in lawsuits. As a result, many of the insurers have exited the market and their scrutiny is increasing annually. Yet, through it all, the Merriam Agency has been providing high-quality insurance policies and risk management expertise. Our team capably produces gap-filling policies for a variety of Title Agents, Abstractors, and firms. Call today to discuss your situation and explore how the Merriam Agency can help you! [read more…]

Attorneys’ Errors & Omissions

Malpractice suits are terribly disturbing – and the trend indicates that claims are on the rise, with the average attorney being sued between 1 and 2 times per year for substantive or administrative errors, intentional wrongs, and client relations. Without a right-sized policy, these distractions take away from billable hours and  your ability to take good care of your existing clients. Call today to discover breadth of experience and value that the Merriam Agency brings to your practice.

Accountants’ Errors & Omissions

Nothing moves a CPA from hero to zero like having to answer uncomfortable questions in the midst of a fraud investigation. Even if you have done a great job, you probably already anticipate the threat of a suit when there are allegations of fraud in the organization you have so diligently served to protect. As a part of your risk management portfolio, a right-sized insurance policy can help ensure that you are able to continue serving your clients well . Call today to learn more.

Additional Coverage

Cyber Liability • Employment Practices Liability • Fidelity

Fidelity Bonds & Crime Insurance, Cyber Liability Insurance, and  Employment Practices Liability Insurance (EPLI) are often overlooked as unnecessary extras, but they offer protections for  a variety of commonly reported scenarios. Coverage is provided for defense and settlements and may also include loss prevention tools, HR resources and employment advice to help minimize employee complaints and exposure.